Discover vs Wells Fargo

Discover CARDS pays 17.49% APR; Wells Fargo CARDS pays 18.49%. Trade-offs depend on what you prioritize — see the breakdown below.

Option A

Discover

17.74%
APR
Min
$0
Fee
$0/mo
Best for: Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 18.74% - 28.74% Standard Variable Purchase APR applies, based on credit worthiness
Open with Discover →
Option B

Wells Fargo

18.49%
APR
Min
$0
Fee
$0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with Wells Fargo →

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 10/25/2026.