Discover vs Wells Fargo

Wells Fargo BALANCE-TRANSFER pays 17.49% APR; Discover BALANCE-TRANSFER pays 17.49%. Trade-offs depend on what you prioritize — see the breakdown below.

Option A

Discover

17.49%
APR
Min
$0
Fee
$0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with Discover
Option B

Wells Fargo

17.49%
APR
Min
$0
Fee
$0/mo
Best for: Get a 0% intro APR for 18 months on balance transfers and 0% intro APR on purchases for 6 months; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable APR applies, based on credit wor
Open with Wells Fargo

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.