Discover vs Patelco Credit Union
Discover Loans charges 7.99% APR versus Patelco Credit Union's 9.30% APR, making Discover better for borrowers prioritizing lower rates. Both require $0 minimum balance and charge no monthly fees, but Discover deposits are FDIC-insured while Patelco's are not.
Option B
Patelco Credit Union
9.30%
APR
- Min
- $300
- Fee
- $0/mo
Best for: savers prioritizing brand familiarity
Open with Patelco Credit Union →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.