Discover vs LendingClub

LendingClub LOANS pays 5.96% APR vs. Discover LOANS's 6.99%. LendingClub LOANS wins on rate; Discover LOANS carries a stronger brand reputation.

Option A

Discover

6.99%

APR

Min: $2500
Fee: $0/mo

Best for: rate-maximizing savers

Open with Discover →

Option B

LendingClub

5.96%

APR

Min: $1000
Fee: $0/mo

Best for: savers who prefer well-known institutions

Open with LendingClub →

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 10/25/2026.

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