Chase vs Wells Fargo

Wells Fargo BALANCE-TRANSFER pays 17.49% APR; Chase BALANCE-TRANSFER pays 18.24%. Trade-offs depend on what you prioritize — see the breakdown below.

Option A

Chase

18.24%
APR
Min
$0
Fee
$0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with Chase
Option B

Wells Fargo

17.49%
APR
Min
$0
Fee
$0/mo
Best for: 0% Intro Offer- Enjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.24% - 28.24% thereafter
Open with Wells Fargo

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.