Chase vs Discover
Discover CASHBACK pays 17.49% APR; Chase CASHBACK pays 18.24%. Trade-offs depend on what you prioritize — see the breakdown below.
Option A
Chase
18.24%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 18.74% - 28.74% Standard Variable Purchase APR applies, based on credit worthiness
Open with Chase →Option B
Discover
17.74%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Limited Time Offer! Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
Open with Discover →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 10/25/2026.