Chase vs Discover
Discover BALANCE-TRANSFER pays 17.49% APR; Chase BALANCE-TRANSFER pays 18.24%. Trade-offs depend on what you prioritize — see the breakdown below.
Option A
Chase
18.24%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Get a 0% intro APR for 18 months on balance transfers and 0% intro APR on purchases for 6 months; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable APR applies, based on credit wor
Open with Chase →Option B
Discover
17.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: 0% Intro Offer- Enjoy 0% Intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.24% - 28.24% thereafter
Open with Discover →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.