Capital One vs Wells Fargo
Wells Fargo CARDS pays 18.49% APR; Capital One CARDS pays 19.49%. Trade-offs depend on what you prioritize — see the breakdown below.
Option A
Capital One
19.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Open with Capital One →Option B
Wells Fargo
18.49%
APR
- Min
- $0
- Fee
- $0/mo
Best for: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Open with Wells Fargo →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.