Best Egg vs SoFi

Best Egg LOANS pays 6.99% APR; SoFi LOANS pays 6.99%. Trade-offs depend on what you prioritize — see the breakdown below.

Option A

Best Egg

6.99%
APR
Min
$2000
Fee
$0/mo
Best for: savers prioritizing the highest yield
Open with Best Egg
Option B

SoFi

6.99%
APR
Min
$5000
Fee
$0/mo
Best for: savers who prefer well-known institutions
Open with SoFi

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.