PenFed Credit Union vs Best Egg

PenFed Credit Union LOANS pays 6.09% APR; Best Egg LOANS pays 6.99%. Trade-offs depend on what you prioritize — see the breakdown below.

Option A

PenFed Credit Union

6.09%
APR
Min
$600
Fee
$0/mo
Best for: rate-maximizing savers
Open with PenFed Credit Union
Option B

Best Egg

6.99%
APR
Min
$2000
Fee
$0/mo
Best for: savers prioritizing brand familiarity
Open with Best Egg

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 9/6/2026.