Best Egg vs Patelco Credit Union
Best Egg loans offer a lower rate at 6.99% APR compared to Patelco Credit Union's 9.30% APR, making Best Egg more cost-effective for borrowers. Both have $0 minimums and no monthly fees, but Best Egg's rate advantage of 2.31 percentage points represents significant savings over a loan term.
Option B
Patelco Credit Union
9.30%
APR
- Min
- $300
- Fee
- $0/mo
Best for: savers prioritizing brand familiarity
Open with Patelco Credit Union →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.