Best Egg vs OneMain Financial
Best Egg loans charge 6.99% APR compared to OneMain Financial's 11.99% APR, making Best Egg significantly cheaper for borrowers. Both have $0 minimums and no monthly fees, but Best Egg's lower rate provides substantial savings over the loan term.
Option B
OneMain Financial
11.99%
APR
- Min
- $1500
- Fee
- $0/mo
Best for: savers prioritizing brand familiarity
Open with OneMain Financial →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.