Best Egg vs Discover
Best Egg Loans offers a lower rate at 6.99% APR compared to Discover Loans at 7.99% APR, both with $0 minimum and no monthly fees. Discover's FDIC insurance provides deposit protection that Best Egg lacks, making it the safer choice for risk-averse borrowers despite the higher rate.
Option B
Discover
7.99%
APR
- Min
- $2500
- Fee
- $0/mo
Best for: savers who prefer well-known institutions
Open with Discover →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.