Best Egg vs Citi
Best Egg Loans offers a lower rate at 6.99% APR versus Citi Loans' 9.99% APR, making it better for borrowers prioritizing cost. Citi Loans provides FDIC insurance protection, while Best Egg does not, making Citi preferable for those valuing deposit security. Both have $0 minimums and no monthly fees.
Option B
Citi
9.99%
APR
- Min
- $2000
- Fee
- $0/mo
Best for: savers who prefer well-known institutions
Open with Citi →How this comparison was built
Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 8/23/2026.