Openbank vs Barclays

Openbank High-Yield Savings pays 4.35% APY vs. Barclays High-Yield Savings's 4.25%. Openbank High-Yield Savings wins on rate; Barclays High-Yield Savings carries a stronger brand reputation.

Option A

Openbank

4.35%
APY
Min
$500
Fee
$0/mo
FDIC
Yes
Best for: rate-maximizing savers
Open with Openbank →
Option B

Barclays

3.20%
APY
Min
$0
Fee
$0/mo
FDIC
Yes
Best for: people starting with smaller balances
Open with Barclays →

How this comparison was built

Rates and fees are pulled from each provider's published rate disclosures and reviewed by our product data pipeline. The verdict above is generated from the verified data — we don't accept payments to influence rankings. Last refreshed 10/25/2026.