What happens when my Chase CD matures

Sourced directly from Chase, verified September 10, 2026.

If you do nothing

SwitchWize has not verified what Chase does automatically. Verify with your bank.

Your grace period

10 days

Calendar days after maturity to change your mind without penalty.

How to stop the rollover

Verify with your bank.

Early-withdrawal penalty, if you break the CD before maturity

1 months term90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD

2 years term365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD

Deciding whether to renew or move

Chase's own best tracked CD currently pays 0.01%. Compare it against other tracked rates before your grace period ends.

Chase CD rates Compare all CD rates

Frequently asked questions

Does my Chase CD renew automatically?▾

SwitchWize has not verified Chase's auto-renewal default from a primary source. Confirm directly with Chase before your CD matures.

What is the grace period after my Chase CD matures?▾

Chase states a grace period of 10 calendar days after maturity, verified September 10, 2026.

How do I stop my Chase CD from renewing?▾

SwitchWize has not verified Chase's specific opt-out steps. Contact Chase directly, ideally before your stated grace period ends.

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Educational information, not individualized financial advice. Bank rules can change without notice; the verified date above reflects when SwitchWize last confirmed these facts directly against Chase’s own disclosure.