CD Ladder Planner
Lock some yield without locking all your cash $2,188
A simple four-rung $50,000 ladder splits cash across short and medium CD terms. The point is not just yield; it is scheduled liquidity.
| Rung | Modeled APY | Annual interest |
|---|---|---|
| 3 months | 4.20% | $525 |
| 6 months | 4.30% | $538 |
| 12 months | 5.00% | $625 |
| 24 months | 4.00% | $500 |