Card switch calculator
What is your current card actually costing you?
Pick the card you use most and your typical monthly spend. We compare it against the best-ranked real card for that spend — by ongoing value, not a one-time bonus — so you can see what switching is actually worth before you apply for anything.
Your numbers
American Express Blue Cash Everyday Card
45 verified cards to compare against
$
Compared against
Best-ranked real alternative
You're leaving on the table · per year
$246
vs. switching to Bilt Rewards Bilt Mastercard — ongoing value only, no welcome bonus included yet.
American Express Blue Cash Everyday Card ($0/yr fee)$240/yr
Bilt Rewards Bilt Mastercard ($0/yr fee)$486/yr
That's per month
$21
Over 5 years
$1,230
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Ongoing value = estimated annual rewards for your entered spend minus the annual fee, using the same methodology as our card rankings — it does not include a one-time welcome bonus unless noted separately above. Actual value depends on your real spending categories, redemption choices, and issuer terms.