Zions Bank 2-year business CD rate
Zions Bank pays 3.05% APY on its 2-year business CD, as of November 9, 2026. That is below the median of 3.23% across the 22 banks we track for this term, and ranks 13th of 22. You need $1,000 to open it. Conditions apply, listed below.
APY
3.05%
Checked November 9, 2026
Open with
$1,000
No maximum published
Take it out early
A penalty applies; the bank does not publish the amount
What $10,000 would earn
If you open this CD with $10,000 and leave it for 2 years, it would earn about $619.30. That is our estimate from the stated APY. The bank's own interest schedule decides the exact amount.
How this CD works
- Rate
- 3.05% APY (3.00% interest rate)
- Term
- 2 years
- Minimum to open
- $1,000
- Maximum deposit
- Not published
- Early withdrawal
- A penalty applies; the bank does not publish the amount
- Interest
- Compounded daily
- Rate type
- Fixed
- At the end of the term
- Not published
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: A penalty may be imposed for withdrawals before maturity. Specific penalty information will be disclosed at Account opening or upon request.
- The rates shown are for Idaho and Utah.
- Jumbo CDs are opened in person.
How we checked: this bank's pages block automated reading, so the rate was read in a regular browser session on November 9, 2026. We cannot re-check it automatically, so it stays up for a shorter time.
Other 2-year business CDs
| Bank | APY | Open with |
|---|---|---|
| EagleBank | 4.65% | $1,000 |
| America First Credit Union | 4.50% | $500 |
| AMOCO Federal Credit Union | 4.50% | $1,000 |
| Prime Alliance Bank | 4.50% | $500 |
| First Community Credit Union | 4.15% | $5,000 |
| TAB Bank | 4.15% | $1,000 |
Other Zions Bank business CD terms
Common questions
What is the Zions Bank 2-year business CD rate?
3.05% APY as of November 9, 2026, read from the bank's own page. Rates on new CDs can change without notice.
How much do I need to open the Zions Bank 2-year business CD?
$1,000.
How much would $10,000 earn in this CD?
About $619.30 over 2 years if it stays to the end of the term. This is our estimate from the stated APY, not a figure from the bank.
What happens if I take the money out early?
The bank says a penalty applies but does not publish the amount on the page we read.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule. We are not paid to rank a bank higher. See our methodology.