Wells Fargo 4-month business CD rate
Wells Fargo pays 4.00% APY on its 4-month business CD, as of November 14, 2026. That is above the median of 3.70% across the 4 banks we track for this term, and ranks 1st of 4. You need $5,000 to open it. Conditions apply, listed below.
APY
4.00%
Checked November 14, 2026
Open with
$5,000
No maximum published
Take it out early
90 days of interest
About $96.66 on $10,000
What $10,000 would earn
If you open this CD with $10,000 and leave it for 4 months, it would earn about $131.59. That is our estimate from the stated APY. The bank's own interest schedule decides the exact amount.
How this CD works
- Rate
- 4.00% APY (3.92% interest rate)
- Term
- 4 months
- Minimum to open
- $5,000
- Maximum deposit
- Not published
- Early withdrawal
- 90 days of interest
- Interest
- Compounded daily
- Rate type
- Fixed
- At the end of the term
- Renews on its own
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Not published
What the bank says about early withdrawal: Less than 90 days (or less than 3 months), the penalty is 1 month's interest, 90 through 365 days (or 3-12 months), the penalty is 3 months' interest, Over 12 months through 24 months, the penalty is 6 months' interest, or Over 24 months, the penalty is 12 months' interest.
- Rates shown are the Special Fixed Rate CDs for ZIP 94105 (California). Rates and products vary by location.
- After the first term a Special CD renews for 3 or 6 months at the bank's then-current standard rate.
- Opening deposit for these special CDs is $5,000.
How we checked: this bank's pages block automated reading, so the rate was read in a regular browser session on November 14, 2026. We cannot re-check it automatically, so it stays up for a shorter time.
Other 4-month business CDs
| Bank | APY | Open with |
|---|---|---|
| Travis Credit Union | 3.80% | $500 |
| Bank of Oklahoma | 3.60% | Not published |
| Bank of Texas | 3.50% | Not published |
Other Wells Fargo business CD terms
Common questions
What is the Wells Fargo 4-month business CD rate?
4.00% APY as of November 14, 2026, read from the bank's own page. Rates on new CDs can change without notice.
How much do I need to open the Wells Fargo 4-month business CD?
$5,000.
How much would $10,000 earn in this CD?
About $131.59 over 4 months if it stays to the end of the term. This is our estimate from the stated APY, not a figure from the bank.
What happens if I take the money out early?
The bank charges 90 days of interest. On $10,000 that is roughly $96.66.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the days you get to withdraw without a penalty.
- Read the bank's account agreement.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule. We are not paid to rank a bank higher. See our methodology.