TAB Bank business CD rates
TAB Bank offers 6 business CD terms. The highest rate is 4.20% APY on the 3 years CD, which needs $1,000 to open. Rates were last checked November 9, 2026.
Rates by term
| Term | APY | Open with | Early withdrawal |
|---|---|---|---|
| 1 year | 4.05% | $1,000 | 90 days of interest |
| 18 months | 4.10% | $1,000 | 180 days of interest |
| 2 years | 4.15% | $1,000 | 180 days of interest |
| 3 years | 4.20% | $1,000 | 180 days of interest |
| 4 years | 4.20% | $1,000 | 180 days of interest |
| 5 years | 4.20% | $1,000 | 180 days of interest |
APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.
How it works
- Minimum to open
- $1,000
- Maximum deposit
- Not published
- Interest
- Compounded daily, paid monthly
- Rate type
- Fixed
- At the end of the term
- Renews on its own; 10 days to withdraw without penalty
- Adding money later
- Not allowed
- How to open
- Not published
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: If your account has an original maturity of 12 months or less: The fee we may impose will equal 90 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of greater than 12 months: The fee we may impose will equal 180 days interest on the amount withdrawn subject to penalty.
How we checked: this bank's pages block automated reading, so the rates were read in a regular browser session on November 9, 2026. We cannot re-check them automatically, so they stay up for a shorter time.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the number of days you get to withdraw without a penalty.
- Read the bank's account agreement.
Common questions
What are TAB Bank's business CD rates?
1 year 4.05%, 18 months 4.10%, 2 years 4.15%, 3 years 4.20%, 4 years 4.20%, 5 years 4.20% APY, as of November 9, 2026.
How much does it cost to open a TAB Bank business CD?
The page we read says $1,000 to open.
What if I take money out of a TAB Bank business CD early?
The bank says: If your account has an original maturity of 12 months or less: The fee we may impose will equal 90 days interest on the amount withdrawn subject to penalty. If your account has an original maturity of greater than 12 months: The fee we may impose will equal 180 days interest on the amount withdrawn subject to penalty.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.
- https://www.tabbank.com/business-certificates-of-deposit/
Used for: Minimum to open, Monthly fee, How interest is paid, Rate type, Deposit insurance, Rate (APY)
- https://www.tabbank.com/wp-content/uploads/2025/04/Deposit-Disclosure_AIBB_Business-Electronic_0425.pdf
Used for: Early withdrawal penalty, Renewal, Adding money later, Interest payout