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Members Cooperative Credit Union business CD rates

Members Cooperative Credit Union offers 7 business CD terms. The highest rate is 3.50% APY on the 1 year CD, which needs $1,000 to open. Rates were last checked November 9, 2026.

Rates by term

Members Cooperative Credit Union business CD rates by term
TermAPYOpen withEarly withdrawal
3 months1.25%$1,000A penalty applies; the bank does not publish the amount
6 months2.00%$1,000A penalty applies; the bank does not publish the amount
1 year3.50%$1,000A penalty applies; the bank does not publish the amount
2 years3.20%$1,000A penalty applies; the bank does not publish the amount
3 years3.20%$1,000A penalty applies; the bank does not publish the amount
4 years3.20%$1,000A penalty applies; the bank does not publish the amount
5 years3.25%$1,000A penalty applies; the bank does not publish the amount

APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.

How it works

Minimum to open
$1,000
Maximum deposit
Not published
Interest
Not published
Rate type
Not published
At the end of the term
Not published
Adding money later
Not published
How to open
Not published
Deposit insurance
Insured by the FDIC

What the bank says about early withdrawal: A penalty will be imposed for early withdrawal.

Conditions that apply:
  • Credit union membership is required.
  • Rates shown are for the $1,000 tier.

This is a credit union. Deposits are insured by the NCUA, not the FDIC, and you must be eligible to join.

Check these before you open

  • Confirm today's rate with the bank. Rates change without notice.
  • Make sure your type of business can open one.
  • Write down the maturity date and the number of days you get to withdraw without a penalty.
  • Read the bank's account agreement.
Go to Members Cooperative Credit UnionReport a correction

Common questions

What are Members Cooperative Credit Union's business CD rates?

3 months 1.25%, 6 months 2.00%, 1 year 3.50%, 2 years 3.20%, 3 years 3.20%, 4 years 3.20%, 5 years 3.25% APY, as of November 9, 2026.

How much does it cost to open a Members Cooperative Credit Union business CD?

The page we read says $1,000 to open.

What if I take money out of a Members Cooperative Credit Union business CD early?

The bank says: A penalty will be imposed for early withdrawal.

Where this comes from

Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.