First Community Credit Union business CD rates
First Community Credit Union offers 11 business CD terms. The highest rate is 4.35% APY on the 19 months CD, which needs $5,000 to open. Rates were last checked November 9, 2026.
Rates by term
| Term | APY | Open with | Early withdrawal |
|---|---|---|---|
| 3 months | 3.35% | $5,000 | A penalty applies; the bank does not publish the amount |
| 6 months | 3.45% | $5,000 | A penalty applies; the bank does not publish the amount |
| 9 months | 3.55% | $5,000 | A penalty applies; the bank does not publish the amount |
| 1 year | 3.65% | $5,000 | A penalty applies; the bank does not publish the amount |
| 18 months | 3.75% | $5,000 | A penalty applies; the bank does not publish the amount |
| 19 months | 4.35% | $5,000 | A penalty applies; the bank does not publish the amount |
| 2 years | 4.15% | $5,000 | A penalty applies; the bank does not publish the amount |
| 3 years | 3.90% | $5,000 | A penalty applies; the bank does not publish the amount |
| 4 years | 3.90% | $5,000 | A penalty applies; the bank does not publish the amount |
| 5 years | 4.15% | $5,000 | A penalty applies; the bank does not publish the amount |
| 7 years | 4.00% | $5,000 | A penalty applies; the bank does not publish the amount |
APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.
How it works
- Minimum to open
- $5,000
- Maximum deposit
- Not published
- Interest
- Compounded daily, paid monthly
- Rate type
- Not published
- At the end of the term
- Not published
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Not published
What the bank says about early withdrawal: On Term Share accounts (Certificates of Deposit), a penalty may be imposed for early withdrawal.
- Credit union membership is required.
- Rates shown are for balances of $5,000 to $99,999.99. Larger balances pay more.
This is a credit union. Deposits are insured by the NCUA, not the FDIC, and you must be eligible to join.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the number of days you get to withdraw without a penalty.
- Read the bank's account agreement.
Common questions
What are First Community Credit Union's business CD rates?
3 months 3.35%, 6 months 3.45%, 9 months 3.55%, 1 year 3.65%, 18 months 3.75%, 19 months 4.35%, 2 years 4.15%, 3 years 3.90%, 4 years 3.90%, 5 years 4.15%, 7 years 4.00% APY, as of November 9, 2026.
How much does it cost to open a First Community Credit Union business CD?
The page we read says $5,000 to open.
What if I take money out of a First Community Credit Union business CD early?
The bank says: On Term Share accounts (Certificates of Deposit), a penalty may be imposed for early withdrawal.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.
- https://fccu.org/rates/business-cd
Used for: Who can open one, Interest payout, Minimum to open, Monthly fee, Early withdrawal penalty, How interest is paid, Rate (APY)