AMOCO Federal Credit Union business CD rates
AMOCO Federal Credit Union offers 6 business CD terms. The highest rate is 4.50% APY on the 2 years CD, which needs $1,000 to open. Rates were last checked November 9, 2026.
Rates by term
| Term | APY | Open with | Early withdrawal |
|---|---|---|---|
| 1 year | 3.75% | $1,000 | 90 days of interest |
| 2 years | 4.50% | $1,000 | 120 days of interest |
| 3 years | 4.50% | $1,000 | 120 days of interest |
| 4 years | 4.00% | $1,000 | 270 days of interest |
| 5 years | 4.00% | $1,000 | 270 days of interest |
| 7 years | 4.00% | $1,000 | 365 days of interest |
APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.
How it works
- Minimum to open
- $1,000
- Maximum deposit
- Not published
- Interest
- Compounded monthly
- Rate type
- Not published
- At the end of the term
- Not published
- Adding money later
- Not published
- How to open
- Not published
- Deposit insurance
- Insured by the FDIC
What the bank says about early withdrawal: Terms of 12 months = 90 days’ dividends, Terms of 24 – 36 months = 120 days’ dividends, Terms of 48 – 60 months = 270 days’ dividends, Terms of 84 months = 365 days’ dividends.
- Credit union membership is required.
This is a credit union. Deposits are insured by the NCUA, not the FDIC, and you must be eligible to join.
How we checked: this bank's pages block automated reading, so the rates were read in a regular browser session on November 9, 2026. We cannot re-check them automatically, so they stay up for a shorter time.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the number of days you get to withdraw without a penalty.
- Read the bank's account agreement.
Common questions
What are AMOCO Federal Credit Union's business CD rates?
1 year 3.75%, 2 years 4.50%, 3 years 4.50%, 4 years 4.00%, 5 years 4.00%, 7 years 4.00% APY, as of November 9, 2026.
How much does it cost to open a AMOCO Federal Credit Union business CD?
The page we read says $1,000 to open.
What if I take money out of a AMOCO Federal Credit Union business CD early?
The bank says: Terms of 12 months = 90 days’ dividends, Terms of 24 – 36 months = 120 days’ dividends, Terms of 48 – 60 months = 270 days’ dividends, Terms of 84 months = 365 days’ dividends.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.
- https://www.amocofcu.org/business-rates/
Used for: Rate (APY), Minimum to open, Monthly fee, Early withdrawal penalty, How interest is paid, Who can open one, Deposit insurance