Amegy Bank business CD rates
Amegy Bank offers 10 business CD terms. The highest rate is 4.26% APY on the 1 year CD, which needs $1,000 to open. Rates were last checked November 9, 2026.
Rates by term
| Term | APY | Open with | Early withdrawal |
|---|---|---|---|
| 1 month | 0.05% | $1,000 | Not published |
| 3 months | 3.11% | $1,000 | Not published |
| 6 months | 3.90% | $1,000 | Not published |
| 9 months | 4.10% | $1,000 | Not published |
| 1 year | 4.26% | $1,000 | Not published |
| 18 months | 3.85% | $1,000 | Not published |
| 2 years | 3.35% | $1,000 | Not published |
| 3 years | 3.46% | $1,000 | Not published |
| 4 years | 3.50% | $1,000 | Not published |
| 5 years | 3.60% | $1,000 | Not published |
APY means the yearly yield with compounding. The bank can change rates on new CDs at any time. A CD you already hold keeps its rate until the term ends.
How it works
- Minimum to open
- $1,000
- Maximum deposit
- Not published
- Interest
- Compounded daily
- Rate type
- Fixed
- At the end of the term
- Renews on its own
- Adding money later
- Not published
- How to open
- Online_or_branch
- Deposit insurance
- Insured by the FDIC
How we checked: this bank's pages block automated reading, so the rates were read in a regular browser session on November 9, 2026. We cannot re-check them automatically, so they stay up for a shorter time.
Check these before you open
- Confirm today's rate with the bank. Rates change without notice.
- Make sure your type of business can open one.
- Write down the maturity date and the number of days you get to withdraw without a penalty.
- Read the bank's account agreement.
Common questions
What are Amegy Bank's business CD rates?
1 month 0.05%, 3 months 3.11%, 6 months 3.90%, 9 months 4.10%, 1 year 4.26%, 18 months 3.85%, 2 years 3.35%, 3 years 3.46%, 4 years 3.50%, 5 years 3.60% APY, as of November 9, 2026.
How much does it cost to open a Amegy Bank business CD?
The page we read says $1,000 to open.
What if I take money out of a Amegy Bank business CD early?
The bank does not publish its early withdrawal rule on the page we read. Ask before you open one.
Where this comes from
Each fact was copied from the bank's own page. Where the bank allows it, we check it against the page again on a schedule.
- https://www.amegybank.com/business/business-savings/business-cd/
Used for: Rate (APY), Minimum to open, Monthly fee, Early withdrawal penalty, How interest is paid, Rate type, How to open, Deposit insurance
- https://www.amegybank.com/content/dam/zbna/disclosures/shared/general/depositagreement.pdf
Used for: Renewal, Who can open one