Capital One · Business credit card

Capital One Venture X Business

Capital One Venture X Business is a business credit card from Capital One. Its recorded annual fee is $395. Browse its rewards, rates, offer conditions and issuer sources below. Confirm current application terms with Capital One.

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Issuer website checked 2026-10-27. Individual fields show their own source and review state.

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Research by SwitchWize Research Desk · Our methodology

Key card details

“Not verified” means we have not confirmed this detail yet. This does not mean the card lacks the feature.

Annual fee: $395; Read on issuer website; research review pending
Public welcome offer: Not verified; No verified value available
Offer spend requirement: Not verified; No verified value available
Bonus spending deadline: 4 months; Read on issuer website; research review pending
Purchase interest rate (APR), low: 25.99%; Read on issuer website; research review pending
Purchase interest rate (APR), high: 25.99%; Read on issuer website; research review pending
Foreign transaction fee: 0%; Verified in issuer information
Reward earning rates: 2X miles on purchases; 10X hotels and rental cars and 5X flights and vacation rentals through Capital One Business Travel.; Read on issuer website; research review pending

Offer and fee conditions

Limited-time tiered offer: 150,000 miles after $40,000 in 4 months; another 150,000 miles plus $1,000 Business Travel credit after $120,000 in 4 months. Promotional credit expires 16 months after opening.

Researched terms and benefits

Annual fee: $395Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Public welcome offer: Not verifiedNo verified value available
Offer reward type: Not verifiedNo verified value available
Offer spend requirement: Not verifiedNo verified value available
Bonus spending deadline: 4 monthsRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Offer conditions: Limited-time tiered offer: 150,000 miles after $40,000 in 4 months; another 150,000 miles plus $1,000 Business Travel credit after $120,000 in 4 months. Promotional credit expires 16 months after opening.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), low: 25.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), high: 25.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Foreign transaction fee: 0%Verified in issuer information · Checked Oct 20, 2026Open source for this field ↗
Reward earning rates: 2X miles on purchases; 10X hotels and rental cars and 5X flights and vacation rentals through Capital One Business Travel.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Statement credits and benefits: $300 annual Business Travel credit; up to $120 Global Entry/TSA PreCheck every 4 years; conditional $1,000 promotional travel credit described in offer conditions.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Transfer partners: Not verifiedNo verified value available
Repayment structure: Pay in Full balance must be paid monthly; eligible balances can be carried with interest up to a Pay Over Time limit.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase APR applicability: Variable APR applies to Pay Over Time purchases.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal responsibility for repayment: Business and authorizing signatory are liable, individually, jointly and severally, for account charges.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit inquiry: Capital One is authorized to check business and authorizing-signatory credit records and employment history.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit reporting: Late payments, missed payments or other defaults may be reflected on personal credit reports.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Business credit reporting: Statement balances, late payments, missed payments and other defaults may be reflected on business credit reports.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Eligible business types: Authorized business representative; at least 18 with valid SSN or ITIN and eligible U.S. address.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Application information required: Name, address, date of birth and other identification information; driver's license or other documents may be requested.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card fees: Free employee and virtual cards.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card controls: Expense-management tools, virtual cards, and account-management features.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗

Questions about Capital One Venture X Business

What is the annual fee for Capital One Venture X Business?

$395 Offer and fee conditions: Limited-time tiered offer: 150,000 miles after $40,000 in 4 months; another 150,000 miles plus $1,000 Business Travel credit after $120,000 in 4 months. Promotional credit expires 16 months after opening.

How does Capital One Venture X Business earn rewards?

2X miles on purchases; 10X hotels and rental cars and 5X flights and vacation rentals through Capital One Business Travel.

Does applying involve a personal credit check?

Capital One is authorized to check business and authorizing-signatory credit records and employment history.

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