Chase · Business credit card

Chase United Business

Chase United Business is a business credit card from Chase. Its recorded annual fee is $150. Browse its rewards, rates, offer conditions and issuer sources below. Confirm current application terms with Chase.

19 source-checked details9 details incomplete or awaiting review

Issuer website checked 2026-10-27. Individual fields show their own source and review state.

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Research by SwitchWize Research Desk · Our methodology

Key card details

“Not verified” means we have not confirmed this detail yet. This does not mean the card lacks the feature.

Annual fee: $150; Read on issuer website; research review pending
Public welcome offer: 90,000 miles; Verified in issuer information
Offer spend requirement: $5,000; Verified in issuer information
Bonus spending deadline: 3 months; Read on issuer website; research review pending
Purchase interest rate (APR), low: 19.99%; Read on issuer website; research review pending
Purchase interest rate (APR), high: 28.49%; Read on issuer website; research review pending
Foreign transaction fee: 0%; Read on issuer website; research review pending
Reward earning rates: 2X eligible United purchases, gas, dining, office supplies and local transit; 1X other purchases. Advertised 8X United-flight total combines 6X MileagePlus earning with 2X card earning; it is not an 8X card earn rate.; Read on issuer website; research review pending

Offer and fee conditions

90,000 miles plus 2,000 PQP after $5,000 in first 3 months; another 10,000 miles after adding an employee card in first 3 months.

Researched terms and benefits

Annual fee: $150Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Public welcome offer: 90,000 milesVerified in issuer information · Checked Oct 27, 2026Open source for this field ↗
Offer reward type: milesVerified in issuer information · Checked Oct 27, 2026Open source for this field ↗
Offer spend requirement: $5,000Verified in issuer information · Checked Oct 27, 2026Open source for this field ↗
Bonus spending deadline: 3 monthsRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Offer conditions: 90,000 miles plus 2,000 PQP after $5,000 in first 3 months; another 10,000 miles after adding an employee card in first 3 months.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), low: 19.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), high: 28.49%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Foreign transaction fee: 0%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Reward earning rates: 2X eligible United purchases, gas, dining, office supplies and local transit; 1X other purchases. Advertised 8X United-flight total combines 6X MileagePlus earning with 2X card earning; it is not an 8X card earn rate.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Statement credits and benefits: Conditional annual partner benefits: $125 United after five $100+ flights; up to $100 United Hotels; $100 rideshare (enrollment); $50 Avis/Budget United travel credits; $120 Instacart; $100 JSX; $25 FareLock. Two United Club passes, eligible checked bag and boarding benefits.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Transfer partners: Not verifiedNo verified value available
Repayment structure: Revolving account; purchase interest avoided by paying entire or Interest Saving Balance by due date.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase APR applicability: Variable purchase APR applies.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal responsibility for repayment: Applicant is personally responsible, individually and jointly with the company, for all balances.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit inquiry: Chase is authorized to obtain personal credit bureau reports, employment and income information.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit reporting: Not verifiedNo verified value available
Business credit reporting: Not verifiedNo verified value available
Eligible business types: Public or private company including sole proprietor; authorized owner/officer/partner; age at least 18 (19 in AL/NE).Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Application information required: Name, residential address, date of birth, SSN, driver's license or other identification; additional KYC information may be required.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card fees: Employee cards at no additional cost.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card controls: Individual employee spending limits.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗

Questions about Chase United Business

What is the annual fee for Chase United Business?

$150 Offer and fee conditions: 90,000 miles plus 2,000 PQP after $5,000 in first 3 months; another 10,000 miles after adding an employee card in first 3 months.

How does Chase United Business earn rewards?

2X eligible United purchases, gas, dining, office supplies and local transit; 1X other purchases. Advertised 8X United-flight total combines 6X MileagePlus earning with 2X card earning; it is not an 8X card earn rate.

Does applying involve a personal credit check?

Chase is authorized to obtain personal credit bureau reports, employment and income information.

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