American Express · Business credit card

American Express Business Platinum Card

American Express Business Platinum Card is a business credit card from American Express. Its recorded annual fee is $895. Browse its rewards, rates, offer conditions and issuer sources below. Confirm current application terms with American Express.

13 source-checked details12 details incomplete or awaiting review

Issuer website checked 2026-10-27. Individual fields show their own source and review state.

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Research by SwitchWize Research Desk · Our methodology

Key card details

“Not verified” means we have not confirmed this detail yet. This does not mean the card lacks the feature.

Annual fee: $895; Read on issuer website; research review pending
Public welcome offer: Not verified; No verified value available
Offer spend requirement: Not verified; No verified value available
Bonus spending deadline: First 3 months of Card Membership, starting at account opening. Applies to the linked 150,000-point offer after $20,000 in eligible purchases; other offers may vary.; Read on issuer website; research review pending
Purchase interest rate (APR), low: 17.99%; Read on issuer website; research review pending
Purchase interest rate (APR), high: 28.74%; Read on issuer website; research review pending
Foreign transaction fee: 0%; Read on issuer website; research review pending
Reward earning rates: 5X eligible Amex Travel flights and prepaid hotels; 2X eligible key business categories or purchases of $5,000 or more on up to $2 million/year; 1X other eligible purchases.; Read on issuer website; research review pending

Researched terms and benefits

Annual fee: $895Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Public welcome offer: Not verifiedNo verified value available
Offer reward type: Not verifiedPersonalized offers are not presented as public offers
Offer spend requirement: Not verifiedNo verified value available
Bonus spending deadline: First 3 months of Card Membership, starting at account opening. Applies to the linked 150,000-point offer after $20,000 in eligible purchases; other offers may vary.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Offer conditions: Not verifiedNo verified value available
Purchase interest rate (APR), low: 17.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), high: 28.74%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Foreign transaction fee: 0%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Reward earning rates: 5X eligible Amex Travel flights and prepaid hotels; 2X eligible key business categories or purchases of $5,000 or more on up to $2 million/year; 1X other eligible purchases.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Statement credits and benefits: Hotel credit up to $600/year ($300 semiannually); Hilton up to $200/year ($50 quarterly, enrollment); airline incidental up to $200/year; CLEAR Plus up to $219/year; Dell up to $150 plus $1,000 after $5,000 eligible annual spend (enrollment); ChatGPT Business up to $300/year (enrollment); Adobe $250 after $600 annual spend (enrollment); Indeed up to $360/year ($90 quarterly, enrollment); wireless up to $120/year ($10/month, enrollment); Global Entry up to $120 or TSA PreCheck up to $85 every 4 years.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Transfer partners: Not verifiedNo verified value available
Repayment structure: Eligible charges can be carried with interest up to the Pay Over Time limit; other charges must be paid in full.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase APR applicability: Variable APR applies to Pay Over Time balances.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal responsibility for repayment: Applicant and company are jointly and severally liable for all account charges.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit inquiry: Application authorizes consumer and commercial reports.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit reporting: Not verifiedNo verified value available
Business credit reporting: Not verifiedNo verified value available
Eligible business types: Not verifiedNo verified value available
Application information required: Name, address, date of birth, and other identity-verification information.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card fees: $400 for each Employee Business Platinum Card; no-annual-fee Employee Business Expense Cards are also available; up to 99 employee cards.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card controls: Not verifiedNo verified value available

Questions about Amex Business Platinum Card

What is the annual fee for Amex Business Platinum Card?

$895

How does Amex Business Platinum Card earn rewards?

5X eligible Amex Travel flights and prepaid hotels; 2X eligible key business categories or purchases of $5,000 or more on up to $2 million/year; 1X other eligible purchases.

Does applying involve a personal credit check?

Application authorizes consumer and commercial reports.

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