American Express · Business credit card

American Express Blue Business Cash

American Express Blue Business Cash is a business credit card from American Express. Its recorded annual fee is $0. Browse its rewards, rates, offer conditions and issuer sources below. Confirm current application terms with American Express.

12 source-checked details12 details incomplete or awaiting review

Issuer website checked 2026-10-27. Individual fields show their own source and review state.

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Research by SwitchWize Research Desk · Our methodology

Key card details

“Not verified” means we have not confirmed this detail yet. This does not mean the card lacks the feature.

Annual fee: $0; Read on issuer website; research review pending
Public welcome offer: Not verified; No verified value available
Offer spend requirement: Not verified; No verified value available
Bonus spending deadline: 3 months; Read on issuer website; research review pending
Purchase interest rate (APR), low: 16.99%; Read on issuer website; research review pending
Purchase interest rate (APR), high: 28.74%; Read on issuer website; research review pending
Foreign transaction fee: 2.7%; Read on issuer website; research review pending
Reward earning rates: 2% cash back on the first $50,000 eligible purchases per calendar year, then 1%; cash back automatically credited to the statement.; Read on issuer website; research review pending

Offer and fee conditions

Personalized statement-credit offer up to $500 after $5,000 eligible purchases in 3 months; exact amount may be lower or unavailable.

Researched terms and benefits

Annual fee: $0Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Public welcome offer: Not verifiedNo verified value available
Offer reward type: Not verifiedPersonalized offers are not presented as public offers
Offer spend requirement: Not verifiedNo verified value available
Bonus spending deadline: 3 monthsRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Offer conditions: Personalized statement-credit offer up to $500 after $5,000 eligible purchases in 3 months; exact amount may be lower or unavailable.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), low: 16.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), high: 28.74%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Foreign transaction fee: 2.7%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Reward earning rates: 2% cash back on the first $50,000 eligible purchases per calendar year, then 1%; cash back automatically credited to the statement.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Statement credits and benefits: Not verifiedNo verified value available
Transfer partners: Not verifiedNo verified value available
Repayment structure: Revolving balance with Expanded Buying Power; amount above the credit limit is subject to separate payment terms.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase APR applicability: 0% introductory purchase APR for 12 months, then variable purchase APR.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal responsibility for repayment: Applicant and company are jointly and severally liable for all account charges.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit inquiry: Application authorizes consumer and commercial reports; accepting an approved card may affect credit scores.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit reporting: Not verifiedNo verified value available
Business credit reporting: Not verifiedNo verified value available
Eligible business types: Not verifiedNo verified value available
Application information required: Name, address, date of birth, and other identity-verification information.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card fees: Not verifiedNo verified value available
Employee card controls: Not verifiedNo verified value available

Questions about Amex Blue Business Cash

What is the annual fee for Amex Blue Business Cash?

$0 Offer and fee conditions: Personalized statement-credit offer up to $500 after $5,000 eligible purchases in 3 months; exact amount may be lower or unavailable.

How does Amex Blue Business Cash earn rewards?

2% cash back on the first $50,000 eligible purchases per calendar year, then 1%; cash back automatically credited to the statement.

Does applying involve a personal credit check?

Application authorizes consumer and commercial reports; accepting an approved card may affect credit scores.

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