Wells Fargo · Business credit card
Wells Fargo Signify Business Cash Card
Wells Fargo Signify Business Cash Card is a business credit card from Wells Fargo. Its recorded annual fee is $0. Browse its rewards, rates, offer conditions and issuer sources below. Confirm current application terms with Wells Fargo.
18 source-checked details12 details incomplete or awaiting review
Issuer website checked 2026-10-27. Individual fields show their own source and review state.
Visit Wells Fargo card pageResearch by SwitchWize Research Desk · Our methodology
Key card details
“Not verified” means we have not confirmed this detail yet. This does not mean the card lacks the feature.
- Annual fee
- $0
- Read on issuer website; research review pending
- Public welcome offer
- $500 cash back
- Read on issuer website; research review pending
- Offer spend requirement
- $5,000
- Read on issuer website; research review pending
- Bonus spending deadline
- 3 months
- Read on issuer website; research review pending
- Purchase interest rate (APR), low
- 16.99%
- Read on issuer website; research review pending
- Purchase interest rate (APR), high
- 24.99%
- Read on issuer website; research review pending
- Foreign transaction fee
- 3%
- Read on issuer website; research review pending
- Reward earning rates
- Unlimited 2% cash rewards on eligible business purchases.
- Read on issuer website; research review pending
Offer and fee conditions
$500 after $5,000 qualifying net purchases in first 3 months; bonus redeemable within 60 days after earning.
Researched terms and benefits
- Annual fee
- $0Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Public welcome offer
- $500 cash backRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Offer reward type
- cashRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Offer spend requirement
- $5,000Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Bonus spending deadline
- 3 monthsRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Offer conditions
- $500 after $5,000 qualifying net purchases in first 3 months; bonus redeemable within 60 days after earning.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Purchase interest rate (APR), low
- 16.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Purchase interest rate (APR), high
- 24.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Foreign transaction fee
- 3%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Reward earning rates
- Unlimited 2% cash rewards on eligible business purchases.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Statement credits and benefits
- Not verifiedNo verified value available
- Transfer partners
- Not verifiedNo verified value available
- Repayment structure
- Revolving account; purchase interest avoided by paying entire balance by due date.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Purchase APR applicability
- 0% introductory purchase APR for 12 months, then variable purchase APR.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Personal responsibility for repayment
- Account guarantors are responsible for all account debts, including employee transactions; applicant agrees to liability for all amounts owing.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Personal credit inquiry
- Consumer report on account guarantor and business report from Small Business Financial Exchange are obtained for application and account reviews.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Personal credit reporting
- Application authorizes reporting account information to consumer reporting agencies; frequency and circumstances are not specified.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Business credit reporting
- Not verifiedNo verified value available
- Eligible business types
- Not verifiedNo verified value available
- Application information required
- Name, address, date of birth and other identifying information; driver's license or other documents may be requested.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Employee card fees
- Employee cards at no additional cost.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Employee card controls
- Set employee spending limits, monitor cards online/mobile and configure instant expense alerts.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Questions about Wells Fargo Signify Business Cash
What is the annual fee for Wells Fargo Signify Business Cash?
$0 Offer and fee conditions: $500 after $5,000 qualifying net purchases in first 3 months; bonus redeemable within 60 days after earning.
How does Wells Fargo Signify Business Cash earn rewards?
Unlimited 2% cash rewards on eligible business purchases.
Does applying involve a personal credit check?
Consumer report on account guarantor and business report from Small Business Financial Exchange are obtained for application and account reviews.