Chase · Business credit card

Chase Ink Business Unlimited

Chase Ink Business Unlimited is a business credit card from Chase. Its recorded annual fee is $0. Browse its rewards, rates, offer conditions and issuer sources below. Confirm current application terms with Chase.

19 source-checked details10 details incomplete or awaiting review

Issuer website checked 2026-10-27. Individual fields show their own source and review state.

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Research by SwitchWize Research Desk · Our methodology

Key card details

“Not verified” means we have not confirmed this detail yet. This does not mean the card lacks the feature.

Annual fee: $0; Read on issuer website; research review pending
Public welcome offer: $750 cash back; Read on issuer website; research review pending
Offer spend requirement: $6,000; Read on issuer website; research review pending
Bonus spending deadline: 3 months; Read on issuer website; research review pending
Purchase interest rate (APR), low: 16.99%; Read on issuer website; research review pending
Purchase interest rate (APR), high: 24.99%; Read on issuer website; research review pending
Foreign transaction fee: 3%; Read on issuer website; research review pending
Reward earning rates: Unlimited 1.5% cash back on purchases; total 5% Lyft through September 30, 2027.; Read on issuer website; research review pending

Offer and fee conditions

$750 after $6,000 purchases in 3 months; prior Chase no-annual-fee business cards may affect bonus eligibility.

Researched terms and benefits

Annual fee: $0Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Public welcome offer: $750 cash backRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Offer reward type: cashRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Offer spend requirement: $6,000Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Bonus spending deadline: 3 monthsRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Offer conditions: $750 after $6,000 purchases in 3 months; prior Chase no-annual-fee business cards may affect bonus eligibility.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), low: 16.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase interest rate (APR), high: 24.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Foreign transaction fee: 3%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Reward earning rates: Unlimited 1.5% cash back on purchases; total 5% Lyft through September 30, 2027.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Statement credits and benefits: After activation, eligible Instacart+ members receive $20 monthly credit in Instacart Business account; benefits end December 31, 2027; complimentary membership lasts 3 months then auto-renews at $99/year.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Transfer partners: Not verifiedNo verified value available
Repayment structure: Revolving account; purchase interest avoided by paying entire or Interest Saving Balance by due date.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Purchase APR applicability: 0% introductory purchase APR for 12 months, then variable purchase APR.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal responsibility for repayment: Applicant is personally responsible, individually and jointly with the company, for all balances.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit inquiry: Chase is authorized to obtain personal credit bureau reports, employment and income information.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Personal credit reporting: Not verifiedNo verified value available
Business credit reporting: Not verifiedNo verified value available
Eligible business types: Public or private company including sole proprietor; authorized owner/officer/partner; age at least 18 (19 in AL/NE).Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Application information required: Name, residential address, date of birth, SSN, driver's license or other identification; additional KYC information may be required.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card fees: Employee cards at no additional cost.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Employee card controls: Individual employee spending limits.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗

Questions about Chase Ink Business Unlimited

What is the annual fee for Chase Ink Business Unlimited?

$0 Offer and fee conditions: $750 after $6,000 purchases in 3 months; prior Chase no-annual-fee business cards may affect bonus eligibility.

How does Chase Ink Business Unlimited earn rewards?

Unlimited 1.5% cash back on purchases; total 5% Lyft through September 30, 2027.

Does applying involve a personal credit check?

Chase is authorized to obtain personal credit bureau reports, employment and income information.

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