Bank of America · Business credit card
Business Advantage Unlimited Cash Rewards Mastercard Credit Card
Business Advantage Unlimited Cash Rewards Mastercard Credit Card is a business credit card from Bank of America. Its recorded annual fee is $0. Browse its rewards, rates, offer conditions and issuer sources below. Confirm current application terms with Bank of America.
17 source-checked details13 details incomplete or awaiting review
Issuer website checked 2026-10-27. Individual fields show their own source and review state.
Visit Bank of America card pageResearch by SwitchWize Research Desk · Our methodology
Key card details
“Not verified” means we have not confirmed this detail yet. This does not mean the card lacks the feature.
- Annual fee
- $0
- Read on issuer website; research review pending
- Public welcome offer
- $500 cash back
- Read on issuer website; research review pending
- Offer spend requirement
- $5,000
- Read on issuer website; research review pending
- Bonus spending deadline
- 90 days
- Read on issuer website; research review pending
- Purchase interest rate (APR), low
- 16.99%
- Read on issuer website; research review pending
- Purchase interest rate (APR), high
- 26.99%
- Read on issuer website; research review pending
- Foreign transaction fee
- 3%
- Read on issuer website; research review pending
- Reward earning rates
- Unlimited 1.5% cash back on net purchases; eligible Preferred Rewards for Business status can increase earning up to 2.62%.
- Read on issuer website; research review pending
Offer and fee conditions
$500 one-time company cash bonus after $5,000 net purchases within 90 days; new account must remain open with active charging privileges.
Researched terms and benefits
- Annual fee
- $0Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Public welcome offer
- $500 cash backRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Offer reward type
- cashRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Offer spend requirement
- $5,000Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Bonus spending deadline
- 90 daysRead on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Offer conditions
- $500 one-time company cash bonus after $5,000 net purchases within 90 days; new account must remain open with active charging privileges.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Purchase interest rate (APR), low
- 16.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Purchase interest rate (APR), high
- 26.99%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Foreign transaction fee
- 3%Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Reward earning rates
- Unlimited 1.5% cash back on net purchases; eligible Preferred Rewards for Business status can increase earning up to 2.62%.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Statement credits and benefits
- Not verifiedNo verified value available
- Transfer partners
- Not verifiedNo verified value available
- Repayment structure
- Revolving balance; purchase interest avoided by paying entire balance by due date.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Purchase APR applicability
- 0% introductory purchase APR for 7 billing cycles, then variable purchase APR.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Personal responsibility for repayment
- Business entity and owner/authorized officer are each personally liable for all account charges, fees and finance charges.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Personal credit inquiry
- Bank may investigate and exchange reports about the owner/authorized officer and business with credit reporting agencies.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Personal credit reporting
- Not verifiedNo verified value available
- Business credit reporting
- Not verifiedNo verified value available
- Eligible business types
- Applicant must be at least 18 and an owner or authorized officer applying for business purposes.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Application information required
- Not verifiedNo verified value available
- Employee card fees
- Employee cards at no additional cost.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
- Employee card controls
- Monitor employee-card transactions; automatic payments, downloads to QuickBooks and cash-flow management tools.Read on issuer website; research review pending · Checked 2026-10-27Open source for this field ↗
Questions about BofA Business Unlimited Cash
What is the annual fee for BofA Business Unlimited Cash?
$0 Offer and fee conditions: $500 one-time company cash bonus after $5,000 net purchases within 90 days; new account must remain open with active charging privileges.
How does BofA Business Unlimited Cash earn rewards?
Unlimited 1.5% cash back on net purchases; eligible Preferred Rewards for Business status can increase earning up to 2.62%.
Does applying involve a personal credit check?
Bank may investigate and exchange reports about the owner/authorized officer and business with credit reporting agencies.