Content edited: November 8, 2026
Top checking account rates we checked (November 8, 2026)
Each rate was read from the bank's own page. Rates can change at any time, so confirm with the bank before you open an account.
| Bank | APY | Opening deposit | Monthly fee |
|---|---|---|---|
TAB Bank TAB Spend Rewards Checking · FDIC | 2.75% | $0 | None |
Bank5 Connect Connect Checking · FDIC | 2.00% | $10 | None |
UFB Direct Freedom Checking · FDIC | 2.00% | $0 | None |
Zynlo Bank ZYNLO More Spending · FDIC | 2.00% | $0 | None |
NBKC Bank nbkc Everything Account · FDIC | 1.75% | $0 | None |
American Express American Express Rewards Checking · FDIC | 1.00% | $0 | None |
Bask Bank Bask Interest Checking · FDIC | 1.00% | $0 | None |
First Internet Bank of Indiana Interest Checking · FDIC | 0.50% | $100 | $10 |
SoFi Bank SoFi Checking · FDIC | 0.50% | $0 | None |
Rising Bank Rising Checking · FDIC | 0.30% | $1,000 | None |
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