Fine Print Bureau

Wells Fargo Choice Privileges Mastercard

Verified 2026-10-25 against Wells Fargo's own terms page.

What it costs

  • Annual fee: None
  • APR range: not verified
  • Foreign transaction fee: not verified

What you get, and what you have to do to get it

  • 10% Bonus Points on Gold Elite Stays (per stay)
  • 1X Points on Other Purchases (other)
  • 3X Points on Gas, Grocery, Home Improvement, and Phone Plan Purchases (other)
  • 5X Points on Choice Hotel Stays (other)
  • 5X Points on Choice Privileges Point Purchases (other)
  • No Foreign Currency Conversion Fee (other)

Only benefits whose terms have cleared review are listed — a benefit the issuer advertises but that has not been verified here is omitted rather than repeated. Per-benefit values are not shown because the underlying field mixes dollars, miles, points and insurance limits without recording which.

Date verified and source

Verified 2026-10-25 directly against the issuer's published terms: View Wells Fargo's official terms page

Every figure above traces to a source-evidence row reviewed against the issuer's own terms page — not an aggregator. See the Fine Print Bureau methodology.