Reliant Home Funding Mortgage
Reliant Home Funding is a family-run Long Island mortgage broker offering purchase and refinance loans across many U.S. states. The homepage is heavy on brand messaging but publishes zero specific rates, fees, or loan terms — you must contact them or apply online to get real numbers.
- No monthly maintenance fee
| Loan Type | APR |
|---|---|
| 30-Year Fixed | 6.06% |
| 15-Year Fixed | 5.41% |
| 5/6 ARM | 6.18% |
Visit relianthomefunding.com and click 'Get Started' or 'Apply Now' to begin a secure online application. You can also call (877) 937-6787 or visit 445 Broad Hollow Rd, Suite 334, Melville, NY 11747. A loan officer will guide you from application through closing.
Reliant Home Funding's homepage functions almost entirely as a brand-awareness page — there are no posted rates, no fee schedules, and no loan-term details to evaluate. That makes a direct rate comparison impossible from this page alone. In today's mortgage market, with the Fed Funds Rate sitting at 3.63% and the average 30-year fixed hovering meaningfully above that, rate transparency matters more than ever. Borrowers paying even 0.25% more than the category average on a $500,000 loan can spend tens of thousands extra over the life of that loan. Reliant's pitch is relationship and service quality, backed by strong review scores across multiple platforms — and that has real value for buyers who want hand-holding through a complex process. However, SwitchWize's database carries no verified rate data for this lender, which means we cannot rank them against the category average or confirm whether their pricing is competitive. Our recommendation: use Reliant's online tool to get a personalized rate quote, then bring that quote back to SwitchWize to benchmark it against current market offers before committing. Do not assume five-star service reviews correlate with five-star pricing.
Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.