SwitchWizeSmart financial decisions
Alto Bank
High Yield Savings Account

Alto Bank High Yield Savings Account

FDIC InsuredRate verified by SwitchWize
APY
3.15%
APY · Updated May 25
Open Account
SwitchWize Verdict

BMO Alto is the online-only high-yield savings arm of BMO Bank. Competitive APY with no monthly fees, no minimum balance, and FDIC insurance. Fully digital account opening with standard ACH transfers.

Pros
  • No monthly maintenance fee
  • FDIC insured up to $250,000

Rates are sourced from Bankrate and verified by SwitchWize. SwitchWize may earn a referral fee when you click through to a partner. Content is for informational purposes only and does not constitute financial advice. Verify current rates directly with the institution before opening an account.