{"dataset":"SwitchWize SBL Spread Index","methodologyVersion":"1.0","methodologyUrl":"https://www.switchwize.com/wealth-lending/sbl-spread-index","citation":"SwitchWize Research Desk, \"SBL Spread Index,\" week of 2026-08-27 00:00:00+00, https://www.switchwize.com/wealth-lending/sbl-spread-index.","weekOf":"2026-08-27 00:00:00+00","units":"basis points, spread over the stated benchmark rate (SOFR for most self-directed lenders)","generatedAt":"2026-09-03T06:34:05.191Z","readings":[{"weekOf":"2026-08-27 00:00:00+00","channel":"self_directed","collateralType":"diversified_equity","benchmarkTierLabel":"$250K","benchmarkTierValue":250000,"medianSpreadBps":310,"lowSpreadBps":100,"highSpreadBps":390,"sampleSize":3,"label":"published","methodologyVersion":"v1"},{"weekOf":"2026-08-27 00:00:00+00","channel":"self_directed","collateralType":"diversified_equity","benchmarkTierLabel":"$1M","benchmarkTierValue":1000000,"medianSpreadBps":235,"lowSpreadBps":100,"highSpreadBps":290,"sampleSize":3,"label":"published","methodologyVersion":"v1"},{"weekOf":"2026-08-27 00:00:00+00","channel":"self_directed","collateralType":"diversified_equity","benchmarkTierLabel":"$5M","benchmarkTierValue":5000000,"medianSpreadBps":190,"lowSpreadBps":75,"highSpreadBps":240,"sampleSize":3,"label":"published","methodologyVersion":"v1"}]}