{"schema_version":"2026-09-04","provider":"SwitchWize","observation_download":"https://www.switchwize.com/data/fred/deposit-gap-indices.csv","revision_policy":"The latest monthly observation is preliminary and may be replaced as source observations arrive during that month. It becomes final when the next month begins. Final observations are not revised except to correct a documented data or calculation error.","attribution":"SwitchWize (switchwize.com)","contact":"research@switchwize.com","series":[{"id":"SWBGI","title":"SwitchWize Bank Gap Index","units":"Dollars per year on a $25,000 balance","frequency":"Monthly","seasonal_adjustment":"Not Seasonally Adjusted","methodology_url":"https://www.switchwize.com/bank-gap-index/methodology"},{"id":"SWHYSA","title":"SwitchWize High-Yield Savings Gap Index","units":"Dollars per year on a $25,000 balance","frequency":"Monthly","seasonal_adjustment":"Not Seasonally Adjusted","methodology_url":"https://www.switchwize.com/indices/hysa-spread#methodology"}]}