{"version":"2026-brokerage-sweep-index-v1","name":"SwitchWize Brokerage Cash Sweep Index","generatedAt":"2026-08-26T12:26:44.411245+00:00","citeAs":"SwitchWize, \"Brokerage Cash Sweep Index.\" Retrieved from https://www.switchwize.com/research/brokerage-sweep-index.","methodology":{"summary":"For each tracked brokerage, the headline rate is that firm's lowest-balance-tier, brokerage-scope (not advisory, not a premium opt-in), bank-sweep-program rate -- the rate a typical retail client with a small uninvested cash balance actually earns by default. The index value is the median of those headline rates across firms where a qualifying, non-stale, non-flagged rate exists. Full per-tier, per-segment data for every firm (including advisory tiers, money-market-fund sweep alternatives, and premium opt-in programs) is published alongside the headline figures, not just the index number.","caveat":"Firms are excluded from the median (not from the page) for one of three reasons: (1) the firm's primary cash vehicle is not a disclosed brokerage bank-sweep program at all -- e.g. Interactive Brokers pays interest directly rather than sweeping to a bank, Vanguard's default is a money market fund, Goldman Sachs Custody Solutions is advisory-only; (2) the source extractor itself flagged the rate needs_review (e.g. Pershing/BNY's rate basis, APY vs. simple interest, is undisclosed on the source page); or (3) the published effective_date is 120+ days old (Robinhood). None of these are data-quality failures on SwitchWize's part -- each is documented per-firm in unavailable_firms or the firm's own exclusion_reason."},"sources":[{"label":"RBC Wealth Management","url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates"},{"label":"Merrill (Bank of America)","url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf"},{"label":"UBS","url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html"},{"label":"Wells Fargo Advisors","url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm"},{"label":"Ameriprise Financial","url":"https://www.ameriprise.com/sweeprates"},{"label":"Edward Jones","url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates"},{"label":"Stifel","url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf"},{"label":"Pershing (BNY)","url":"https://www.bny.com/pershing/us/en/rates.html"},{"label":"Robinhood","url":"https://robinhood.com/us/en/support/articles/cash-program-interest-rate/"},{"label":"Fidelity","url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M"}],"index":{"median_headline_rate":0.0003,"firms_included_in_median":6,"firms_tracked_total":13},"firms":[{"firm":"interactive_brokers","firm_display_name":"Interactive Brokers","row_count":104,"headline_rate":null,"headline_tier_label":null,"headline_program":null,"headline_effective_date":null,"headline_source_url":null,"excluded_from_index":true,"exclusion_reason":"no disclosed brokerage-scope bank_sweep program in this firm's dataset"},{"firm":"rbc_wealth","firm_display_name":"RBC Wealth Management","row_count":28,"headline_rate":0.0001,"headline_tier_label":"$0 – $99,999 (household assets under $10 million)","headline_program":"RBC Insured Deposits","headline_effective_date":"2026-05-26","headline_source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","excluded_from_index":false,"exclusion_reason":null},{"firm":"merrill","firm_display_name":"Merrill (Bank of America)","row_count":24,"headline_rate":0.0001,"headline_tier_label":"Tier 1 (Less than $250,000)","headline_program":"Merrill Lynch Bank Deposit Program","headline_effective_date":"2026-08-25","headline_source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","excluded_from_index":false,"exclusion_reason":null},{"firm":"ubs","firm_display_name":"UBS","row_count":26,"headline_rate":0.0003,"headline_tier_label":"Less than $250,000","headline_program":"UBS Deposit Sweep Program (Brokerage)","headline_effective_date":"2026-08-25","headline_source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","excluded_from_index":false,"exclusion_reason":null},{"firm":"wells_fargo_advisors","firm_display_name":"Wells Fargo Advisors","row_count":7,"headline_rate":0.0002,"headline_tier_label":"$0 - $999,999","headline_program":"Bank Deposit Sweep Program","headline_effective_date":null,"headline_source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","excluded_from_index":true,"exclusion_reason":"no genuine published effective_date available (site's 'as of' date is a client-side today-minus-1 placeholder, not real content metadata)"},{"firm":"ameriprise","firm_display_name":"Ameriprise Financial","row_count":21,"headline_rate":0.0003,"headline_tier_label":"$0 - $4,999.99","headline_program":"AIMMA (Ameriprise Insured Money Market Account)","headline_effective_date":"2026-08-31","headline_source_url":"https://www.ameriprise.com/sweeprates","excluded_from_index":false,"exclusion_reason":null},{"firm":"edward_jones","firm_display_name":"Edward Jones","row_count":11,"headline_rate":0.001,"headline_tier_label":"Tier 1: Less than $250,000","headline_program":"Insured Bank Deposit","headline_effective_date":"2026-05-21","headline_source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","excluded_from_index":false,"exclusion_reason":null},{"firm":"stifel","firm_display_name":"Stifel","row_count":14,"headline_rate":0.0001,"headline_tier_label":"Tier 1: $0 to $99,999","headline_program":"Stifel Insured Bank Deposit Program","headline_effective_date":"2025-12-12","headline_source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","excluded_from_index":true,"exclusion_reason":"headline rate's published effective_date is 257 days old as of index generation (SwitchWize staleness threshold: 120 days)"},{"firm":"pershing_bny","firm_display_name":"Pershing (BNY)","row_count":61,"headline_rate":0.0075,"headline_tier_label":"flat rate (no balance tiers)","headline_program":"Liquid Insured Deposits I (TBSFDIC)","headline_effective_date":"2026-08-21","headline_source_url":"https://www.bny.com/pershing/us/en/rates.html","excluded_from_index":true,"exclusion_reason":"flagged needs_review by the source extractor"},{"firm":"vanguard","firm_display_name":"Vanguard","row_count":1,"headline_rate":null,"headline_tier_label":null,"headline_program":null,"headline_effective_date":null,"headline_source_url":null,"excluded_from_index":true,"exclusion_reason":"no disclosed brokerage-scope bank_sweep program in this firm's dataset"},{"firm":"goldman_sachs","firm_display_name":"Goldman Sachs (Custody Solutions)","row_count":15,"headline_rate":null,"headline_tier_label":null,"headline_program":null,"headline_effective_date":null,"headline_source_url":null,"excluded_from_index":true,"exclusion_reason":"no disclosed brokerage-scope bank_sweep program in this firm's dataset"},{"firm":"robinhood","firm_display_name":"Robinhood","row_count":1,"headline_rate":0.0335,"headline_tier_label":"n/a (flat base rate, Gold members)","headline_program":"High-Yield Cash Program (base rate; requires active Robinhood Gold subscription)","headline_effective_date":"2026-02-11","headline_source_url":"https://robinhood.com/us/en/support/articles/cash-program-interest-rate/","excluded_from_index":true,"exclusion_reason":"headline rate's published effective_date is 196 days old as of index generation (SwitchWize staleness threshold: 120 days)"},{"firm":"fidelity","firm_display_name":"Fidelity","row_count":16,"headline_rate":0.0184,"headline_tier_label":"$0.00 - $99,999.99","headline_program":"Fidelity FDIC-Insured Deposit Sweep Program (FCMA -- Cash Management Account)","headline_effective_date":"2026-08-25","headline_source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M","excluded_from_index":false,"exclusion_reason":null}],"rows":[{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (USD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"USD 0 ≤ 10,000","tier_min":0,"tier_max":10000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (USD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"USD 0 ≤ 10,000","tier_min":0,"tier_max":10000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (USD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"USD > 10,000","tier_min":10000,"tier_max":null,"rate":0.0313,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (USD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"USD > 10,000","tier_min":10000,"tier_max":null,"rate":0.0213,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (AED)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AED 0 ≤ 35,000","tier_min":0,"tier_max":35000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (AED)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AED 0 ≤ 35,000","tier_min":0,"tier_max":35000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (AED)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AED > 35,000","tier_min":35000,"tier_max":null,"rate":0.02799,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (AED)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AED > 35,000","tier_min":35000,"tier_max":null,"rate":0.01799,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (AUD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AUD 0 ≤ 15,000","tier_min":0,"tier_max":15000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (AUD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AUD 0 ≤ 15,000","tier_min":0,"tier_max":15000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (AUD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AUD 15,000 ≤ 150,000","tier_min":15000,"tier_max":150000,"rate":0.0366,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (AUD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AUD 15,000 ≤ 150,000","tier_min":15000,"tier_max":150000,"rate":0.0266,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (AUD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AUD > 150,000","tier_min":150000,"tier_max":null,"rate":0.0391,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (AUD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"AUD > 150,000","tier_min":150000,"tier_max":null,"rate":0.0266,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CAD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CAD 0 ≤ 13,000","tier_min":0,"tier_max":13000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CAD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CAD 0 ≤ 13,000","tier_min":0,"tier_max":13000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CAD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CAD > 13,000","tier_min":13000,"tier_max":null,"rate":0.01596,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CAD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CAD > 13,000","tier_min":13000,"tier_max":null,"rate":0.00596,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CHF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CHF 0 ≤ 100,000","tier_min":0,"tier_max":100000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CHF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CHF 0 ≤ 100,000","tier_min":0,"tier_max":100000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CHF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CHF > 100,000","tier_min":100000,"tier_max":null,"rate":-0.00488,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CHF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CHF > 100,000","tier_min":100000,"tier_max":null,"rate":-0.01488,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CNH)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CNH 0 ≤ 70,000","tier_min":0,"tier_max":70000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CNH)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CNH 0 ≤ 70,000","tier_min":0,"tier_max":70000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CNH)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CNH > 70,000","tier_min":70000,"tier_max":null,"rate":0.005,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CNH)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CNH > 70,000","tier_min":70000,"tier_max":null,"rate":0.005,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CZK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CZK 0 ≤ 250,000","tier_min":0,"tier_max":250000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CZK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CZK 0 ≤ 250,000","tier_min":0,"tier_max":250000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (CZK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CZK > 250,000","tier_min":250000,"tier_max":null,"rate":0.01509,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (CZK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"CZK > 250,000","tier_min":250000,"tier_max":null,"rate":0.00509,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (DKK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"DKK 0 ≤ 75,000","tier_min":0,"tier_max":75000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (DKK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"DKK 0 ≤ 75,000","tier_min":0,"tier_max":75000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (DKK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"DKK > 75,000","tier_min":75000,"tier_max":null,"rate":0.0125,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (DKK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"DKK > 75,000","tier_min":75000,"tier_max":null,"rate":0.0025,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (EUR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"EUR 0 ≤ 10,000","tier_min":0,"tier_max":10000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (EUR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"EUR 0 ≤ 10,000","tier_min":0,"tier_max":10000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (EUR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"EUR > 10,000","tier_min":10000,"tier_max":null,"rate":0.01665,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (EUR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"EUR > 10,000","tier_min":10000,"tier_max":null,"rate":0.00665,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (GBP)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"GBP 0 ≤ 8,000","tier_min":0,"tier_max":8000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (GBP)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"GBP 0 ≤ 8,000","tier_min":0,"tier_max":8000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (GBP)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"GBP > 8,000","tier_min":8000,"tier_max":null,"rate":0.03204,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (GBP)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"GBP > 8,000","tier_min":8000,"tier_max":null,"rate":0.02204,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (HKD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HKD 0 ≤ 78,000","tier_min":0,"tier_max":78000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (HKD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HKD 0 ≤ 78,000","tier_min":0,"tier_max":78000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (HKD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HKD > 78,000","tier_min":78000,"tier_max":null,"rate":0.01845,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (HKD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HKD > 78,000","tier_min":78000,"tier_max":null,"rate":0.00845,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (HUF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HUF 0 ≤ 3,500,000","tier_min":0,"tier_max":3500000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (HUF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HUF 0 ≤ 3,500,000","tier_min":0,"tier_max":3500000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (HUF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HUF > 3,500,000","tier_min":3500000,"tier_max":null,"rate":0.02565,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (HUF)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"HUF > 3,500,000","tier_min":3500000,"tier_max":null,"rate":0.01565,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (ILS)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"ILS All","tier_min":0,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (ILS)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"ILS All","tier_min":0,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (INR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"INR All","tier_min":0,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (INR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"INR All","tier_min":0,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (JPY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"JPY 0 ≤ 5,000,000","tier_min":0,"tier_max":5000000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (JPY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"JPY 0 ≤ 5,000,000","tier_min":0,"tier_max":5000000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (JPY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"JPY > 5,000,000","tier_min":5000000,"tier_max":null,"rate":0.00597,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (JPY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"JPY > 5,000,000","tier_min":5000000,"tier_max":null,"rate":-0.00403,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (KRW)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"KRW 0 ≤ 12,000,000","tier_min":0,"tier_max":12000000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (KRW)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"KRW 0 ≤ 12,000,000","tier_min":0,"tier_max":12000000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (KRW)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"KRW > 12,000,000","tier_min":12000000,"tier_max":null,"rate":0.02511,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (KRW)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"KRW > 12,000,000","tier_min":12000000,"tier_max":null,"rate":0.01511,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (MXN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"MXN 0 ≤ 200,000","tier_min":0,"tier_max":200000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (MXN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"MXN 0 ≤ 200,000","tier_min":0,"tier_max":200000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (MXN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"MXN > 200,000","tier_min":200000,"tier_max":null,"rate":0.02505,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (MXN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"MXN > 200,000","tier_min":200000,"tier_max":null,"rate":0.01505,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (NOK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NOK 0 ≤ 100,000","tier_min":0,"tier_max":100000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (NOK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NOK 0 ≤ 100,000","tier_min":0,"tier_max":100000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (NOK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NOK > 100,000","tier_min":100000,"tier_max":null,"rate":0.0206,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (NOK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NOK > 100,000","tier_min":100000,"tier_max":null,"rate":0.0106,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (NZD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NZD 0 ≤ 15,000","tier_min":0,"tier_max":15000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (NZD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NZD 0 ≤ 15,000","tier_min":0,"tier_max":15000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (NZD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NZD > 15,000","tier_min":15000,"tier_max":null,"rate":0.00154,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (NZD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"NZD > 15,000","tier_min":15000,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (PLN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"PLN 0 ≤ 400,000","tier_min":0,"tier_max":400000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (PLN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"PLN 0 ≤ 400,000","tier_min":0,"tier_max":400000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (PLN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"PLN > 400,000","tier_min":400000,"tier_max":null,"rate":0.01675,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (PLN)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"PLN > 400,000","tier_min":400000,"tier_max":null,"rate":0.00675,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (RON)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"RON 0 ≤ 50,000","tier_min":0,"tier_max":50000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (RON)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"RON 0 ≤ 50,000","tier_min":0,"tier_max":50000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (RON)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"RON > 50,000","tier_min":50000,"tier_max":null,"rate":0.02992,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (RON)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"RON > 50,000","tier_min":50000,"tier_max":null,"rate":0.01992,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (RUB)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"RUB All","tier_min":0,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (RUB)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"RUB All","tier_min":0,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (SAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SAR 0 ≤ 35,000","tier_min":0,"tier_max":35000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (SAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SAR 0 ≤ 35,000","tier_min":0,"tier_max":35000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (SAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SAR > 35,000","tier_min":35000,"tier_max":null,"rate":0.02976,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (SAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SAR > 35,000","tier_min":35000,"tier_max":null,"rate":0.01976,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (SEK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SEK 0 ≤ 110,000","tier_min":0,"tier_max":110000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (SEK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SEK 0 ≤ 110,000","tier_min":0,"tier_max":110000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (SEK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SEK > 110,000","tier_min":110000,"tier_max":null,"rate":0.01175,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (SEK)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SEK > 110,000","tier_min":110000,"tier_max":null,"rate":0.00175,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (SGD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SGD 0 ≤ 14,000","tier_min":0,"tier_max":14000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (SGD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SGD 0 ≤ 14,000","tier_min":0,"tier_max":14000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (SGD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SGD > 14,000","tier_min":14000,"tier_max":null,"rate":0.00387,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (SGD)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"SGD > 14,000","tier_min":14000,"tier_max":null,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (TRY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"TRY 0 ≤ 250,000","tier_min":0,"tier_max":250000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (TRY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"TRY 0 ≤ 250,000","tier_min":0,"tier_max":250000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (TRY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"TRY > 250,000","tier_min":250000,"tier_max":null,"rate":0.05,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (TRY)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"TRY > 250,000","tier_min":250000,"tier_max":null,"rate":0.04,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (ZAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"ZAR 0 ≤ 150,000","tier_min":0,"tier_max":150000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (ZAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"ZAR 0 ≤ 150,000","tier_min":0,"tier_max":150000,"rate":0,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Pro Interest Paid on Instantly Available Cash Balances (ZAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"ZAR > 150,000","tier_min":150000,"tier_max":null,"rate":0.05563,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"interactive_brokers","program":"IBKR Lite Interest Paid on Instantly Available Cash Balances (ZAR)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"ZAR > 150,000","tier_min":150000,"tier_max":null,"rate":0.04563,"rate_basis":"annual rate","effective_date":"2026-08-24","source_url":"https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php","extraction_method":"static_html","needs_review":false,"review_reason":"effective_date cross-derived from IBKR's own benchmark-rates JSON endpoint (https://www.interactivebrokers.com/webrest/interests/benchmarks/llc), not printed directly next to this rate table. Verified for USD by BM-minus-spread arithmetic match at extraction time; see notes/interactive-brokers.md.","firm_display_name":"Interactive Brokers"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$5 million and above (household assets under $10 million)","tier_min":5000000,"tier_max":null,"rate":0.0238,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$5 million and above (household assets over $10 million)","tier_min":5000000,"tier_max":null,"rate":0.03,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$2 million – $4.99 million (household assets under $10 million)","tier_min":2000000,"tier_max":4990000,"rate":0.0161,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$2 million – $4.99 million (household assets over $10 million)","tier_min":2000000,"tier_max":4990000,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$1 million – $1.99 million (household assets under $10 million)","tier_min":1000000,"tier_max":1990000,"rate":0.0065,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$1 million – $1.99 million (household assets over $10 million)","tier_min":1000000,"tier_max":1990000,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$500,000 – $999,999 (household assets under $10 million)","tier_min":500000,"tier_max":999999,"rate":0.0015,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$500,000 – $999,999 (household assets over $10 million)","tier_min":500000,"tier_max":999999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$250,000 – $499,999 (household assets under $10 million)","tier_min":250000,"tier_max":499999,"rate":0.0015,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$250,000 – $499,999 (household assets over $10 million)","tier_min":250000,"tier_max":499999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$100,000 – $249,999 (household assets under $10 million)","tier_min":100000,"tier_max":249999,"rate":0.0015,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$100,000 – $249,999 (household assets over $10 million)","tier_min":100000,"tier_max":249999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$0 – $99,999 (household assets under $10 million)","tier_min":0,"tier_max":99999,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$0 – $99,999 (household assets over $10 million)","tier_min":0,"tier_max":99999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5 million and above (household assets under $10 million)","tier_min":5000000,"tier_max":null,"rate":0.0232,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5 million and above (household assets over $10 million)","tier_min":5000000,"tier_max":null,"rate":0.03,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$2 million – $4.99 million (household assets under $10 million)","tier_min":2000000,"tier_max":4990000,"rate":0.011,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$2 million – $4.99 million (household assets over $10 million)","tier_min":2000000,"tier_max":4990000,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$1 million – $1.99 million (household assets under $10 million)","tier_min":1000000,"tier_max":1990000,"rate":0.002,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$1 million – $1.99 million (household assets over $10 million)","tier_min":1000000,"tier_max":1990000,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$500,000 – $999,999 (household assets under $10 million)","tier_min":500000,"tier_max":999999,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$500,000 – $999,999 (household assets over $10 million)","tier_min":500000,"tier_max":999999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$250,000 – $499,999 (household assets under $10 million)","tier_min":250000,"tier_max":499999,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$250,000 – $499,999 (household assets over $10 million)","tier_min":250000,"tier_max":499999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$100,000 – $249,999 (household assets under $10 million)","tier_min":100000,"tier_max":249999,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$100,000 – $249,999 (household assets over $10 million)","tier_min":100000,"tier_max":249999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0 – $99,999 (household assets under $10 million)","tier_min":0,"tier_max":99999,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"rbc_wealth","program":"RBC Insured Deposits","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0 – $99,999 (household assets over $10 million)","tier_min":0,"tier_max":99999,"rate":0.0243,"rate_basis":"APY","effective_date":"2026-05-26","source_url":"https://www.rbcwealthmanagement.com/en-us/legal/rbc-insured-deposits-interest-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"RBC Wealth Management"},{"firm":"merrill","program":"Merrill Lynch Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 1 (Less than $250,000)","tier_min":0,"tier_max":250000,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Lynch Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 2 ($250,000 - $999,999)","tier_min":250000,"tier_max":999999,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Lynch Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 3 ($1,000,000 - $9,999,999)","tier_min":1000000,"tier_max":9999999,"rate":0.0005,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Lynch Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 4 ($10,000,000 and above)","tier_min":10000000,"tier_max":null,"rate":0.0015,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Lynch Bank Deposit Program [footnote 1]","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 5","tier_min":null,"tier_max":null,"rate":0.0315,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Retirement Asset Savings Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 1 (Less than $250,000)","tier_min":0,"tier_max":250000,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Retirement Asset Savings Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 2 ($250,000 - $999,999)","tier_min":250000,"tier_max":999999,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Retirement Asset Savings Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 3 ($1,000,000 - $9,999,999)","tier_min":1000000,"tier_max":9999999,"rate":0.0005,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Retirement Asset Savings Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 4 ($10,000,000 and above)","tier_min":10000000,"tier_max":null,"rate":0.0015,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Retirement Asset Savings Program [footnote 1,2]","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 5","tier_min":null,"tier_max":null,"rate":0.0315,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Lynch Direct Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":null,"tier_min":null,"tier_max":null,"rate":0.0001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Lynch Direct Deposit Program [footnote 2]","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 6","tier_min":null,"tier_max":null,"rate":0.0315,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Insured Savings Account (ISA®) Program [footnote 3]","program_type":"bank_sweep","account_scope":"brokerage","tier_label":null,"tier_min":null,"tier_max":null,"rate":0.018,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"BlackRock Liquidity Funds: FedFund --- Cash Reserve Class (BFRXX) -- Merrill Sweep Program","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (RCMA/TMA eligible accounts only)","tier_min":null,"tier_max":null,"rate":0.0316,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"BlackRock Liquidity Funds: Treasury Trust --- Cash Reserve Class (BTFXX) -- Merrill Sweep Program","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (RCMA/TMA eligible accounts only)","tier_min":null,"tier_max":null,"rate":0.0319,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"Less than $100,000","tier_min":0,"tier_max":100000,"rate":0.0289,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$100,000 - $999,999","tier_min":100000,"tier_max":999999,"rate":0.0289,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$1,000,000 - $2,499,999","tier_min":1000000,"tier_max":2499999,"rate":0.0289,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$2,500,000 - $4,999,999","tier_min":2500000,"tier_max":4999999,"rate":0.0325,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$5,000,000 - $9,999,999","tier_min":5000000,"tier_max":9999999,"rate":0.0335,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$10,000,000 - $24,999,999","tier_min":10000000,"tier_max":24999999,"rate":0.0361,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$25,000,000 - $49,999,999","tier_min":25000000,"tier_max":49999999,"rate":0.0361,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$50,000,000 - $99,999,999","tier_min":50000000,"tier_max":99999999,"rate":0.0361,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"merrill","program":"Merrill Preferred Deposit ($100,000 minimum initial deposit)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$100,000,000 and above","tier_min":100000000,"tier_max":null,"rate":0.0367,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://olui2.fs.ml.com/Publish/Content/application/pdf/GWMOL/ICCRateSheet.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Merrill (Bank of America)"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Brokerage)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$10,000,000 and above","tier_min":10000000,"tier_max":null,"rate":0.002,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Brokerage)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$4,000,000 - $9,999,999","tier_min":4000000,"tier_max":9999999,"rate":0.001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Brokerage)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$2,000,000 - $3,999,999","tier_min":2000000,"tier_max":3999999,"rate":0.001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Brokerage)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$500,000 - $1,999,999","tier_min":500000,"tier_max":1999999,"rate":0.001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Brokerage)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$250,000 - $499,999","tier_min":250000,"tier_max":499999,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Brokerage)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Less than $250,000","tier_min":0,"tier_max":249999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Advisory)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$10,000,000 and above","tier_min":10000000,"tier_max":null,"rate":0.0175,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Advisory)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$4,000,000 - $9,999,999","tier_min":4000000,"tier_max":9999999,"rate":0.012,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Advisory)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$2,000,000 - $3,999,999","tier_min":2000000,"tier_max":3999999,"rate":0.009,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Advisory)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$500,000 - $1,999,999","tier_min":500000,"tier_max":1999999,"rate":0.0035,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Advisory)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$250,000 - $499,999","tier_min":250000,"tier_max":499999,"rate":0.001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Deposit Sweep Program (Advisory)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"Less than $250,000","tier_min":0,"tier_max":249999.99,"rate":0.001,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Standard)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$10,000,000 and above","tier_min":10000000,"tier_max":null,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Standard)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$4,000,000 - $9,999,999","tier_min":4000000,"tier_max":9999999,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Standard)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$2,000,000 - $3,999,999","tier_min":2000000,"tier_max":3999999,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Standard)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$500,000 - $1,999,999","tier_min":500000,"tier_max":1999999,"rate":0.035,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Standard)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$250,000 - $499,999","tier_min":250000,"tier_max":499999,"rate":0.0315,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Standard)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"Less than $250,000","tier_min":0,"tier_max":249999.99,"rate":0.0315,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Promotional)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$10,000,000 and above","tier_min":10000000,"tier_max":null,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Promotional)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$4,000,000 - $9,999,999","tier_min":4000000,"tier_max":9999999,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Promotional)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$2,000,000 - $3,999,999","tier_min":2000000,"tier_max":3999999,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Promotional)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$500,000 - $1,999,999","tier_min":500000,"tier_max":1999999,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Promotional)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"$250,000 - $499,999","tier_min":250000,"tier_max":499999,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Cash Reserve (Promotional)","program_type":"non_sweep_premium","account_scope":"brokerage","tier_label":"Less than $250,000","tier_min":0,"tier_max":249999.99,"rate":0.0365,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Money Market Fund Sweep Programs - UBS RMA Government Money Market Fund","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":null,"tier_min":null,"tier_max":null,"rate":0.0305,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"ubs","program":"UBS Money Market Fund Sweep Programs - UBS Liquid Assets Government Fund 1","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":null,"tier_min":null,"tier_max":null,"rate":0.0368,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://www.ubs.com/us/en/wealth-management/misc/account-sweep-yields.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"UBS"},{"firm":"wells_fargo_advisors","program":"Bank Deposit Sweep Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0 - $999,999","tier_min":0,"tier_max":999999,"rate":0.0002,"rate_basis":"APY","effective_date":null,"source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","extraction_method":"static_html","needs_review":true,"review_reason":"no genuine published effective_date available (site's 'as of' date is a client-side today-minus-1 placeholder, not real content metadata)","firm_display_name":"Wells Fargo Advisors"},{"firm":"wells_fargo_advisors","program":"Bank Deposit Sweep Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$1,000,000 - $4,999,999","tier_min":1000000,"tier_max":4999999,"rate":0.0005,"rate_basis":"APY","effective_date":null,"source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","extraction_method":"static_html","needs_review":true,"review_reason":"no genuine published effective_date available (site's 'as of' date is a client-side today-minus-1 placeholder, not real content metadata)","firm_display_name":"Wells Fargo Advisors"},{"firm":"wells_fargo_advisors","program":"Bank Deposit Sweep Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5,000,000 - $9,999,999","tier_min":5000000,"tier_max":9999999,"rate":0.001,"rate_basis":"APY","effective_date":null,"source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","extraction_method":"static_html","needs_review":true,"review_reason":"no genuine published effective_date available (site's 'as of' date is a client-side today-minus-1 placeholder, not real content metadata)","firm_display_name":"Wells Fargo Advisors"},{"firm":"wells_fargo_advisors","program":"Bank Deposit Sweep Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$10,000,000 - $19,999,999","tier_min":10000000,"tier_max":19999999,"rate":0.0015,"rate_basis":"APY","effective_date":null,"source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","extraction_method":"static_html","needs_review":true,"review_reason":"no genuine published effective_date available (site's 'as of' date is a client-side today-minus-1 placeholder, not real content metadata)","firm_display_name":"Wells Fargo Advisors"},{"firm":"wells_fargo_advisors","program":"Bank Deposit Sweep Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$20,000,000 and up","tier_min":20000000,"tier_max":null,"rate":0.002,"rate_basis":"APY","effective_date":null,"source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","extraction_method":"static_html","needs_review":true,"review_reason":"no genuine published effective_date available (site's 'as of' date is a client-side today-minus-1 placeholder, not real content metadata)","firm_display_name":"Wells Fargo Advisors"},{"firm":"wells_fargo_advisors","program":"Money Market Fund Sweep - Allspring Government Money Market Fund - Sweep Class","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":null,"tier_min":null,"tier_max":null,"rate":0.0322,"rate_basis":"7-day yield","effective_date":null,"source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","extraction_method":"static_html","needs_review":true,"review_reason":"no genuine published effective_date available (see Bank Deposit Sweep record note)","firm_display_name":"Wells Fargo Advisors"},{"firm":"wells_fargo_advisors","program":"Money Market Fund Sweep - Goldman Sachs Financial Square Government Fund","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":null,"tier_min":null,"tier_max":null,"rate":0.0357,"rate_basis":"7-day yield","effective_date":null,"source_url":"https://www.wellsfargoadvisors.com/financial-services/account-services/cash-sweep/rates.htm","extraction_method":"static_html","needs_review":true,"review_reason":"no genuine published effective_date available (see Bank Deposit Sweep record note)","firm_display_name":"Wells Fargo Advisors"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0 - $4,999.99","tier_min":0,"tier_max":4999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5,000 - $24,999.99","tier_min":5000,"tier_max":24999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$25,000 - $49,999.99","tier_min":25000,"tier_max":49999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$50,000 - $99,999.99","tier_min":50000,"tier_max":99999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$100,000 - $249,999.99","tier_min":100000,"tier_max":249999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$250,000 - $499,999.99","tier_min":250000,"tier_max":499999.99,"rate":0.0008,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$500,000 - $999,999.99","tier_min":500000,"tier_max":999999.99,"rate":0.001,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$1,000,000 - 4,999,999.99","tier_min":1000000,"tier_max":4999999.99,"rate":0.0101,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"AIMMA (Ameriprise Insured Money Market Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5,000,000 +","tier_min":5000000,"tier_max":null,"rate":0.015,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0 - $4,999.99","tier_min":0,"tier_max":4999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5,000 - $24,999.99","tier_min":5000,"tier_max":24999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$25,000 - $49,999.99","tier_min":25000,"tier_max":49999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$50,000 - $99,999.99","tier_min":50000,"tier_max":99999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$100,000 - $249,999.99","tier_min":100000,"tier_max":249999.99,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$250,000 - $499,999.99","tier_min":250000,"tier_max":499999.99,"rate":0.0008,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$500,000 - $999,999.99","tier_min":500000,"tier_max":999999.99,"rate":0.001,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$1,000,000 - 4,999,999.99","tier_min":1000000,"tier_max":4999999.99,"rate":0.0101,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"ABISA (Ameriprise Bank Insured Sweep Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5,000,000 +","tier_min":5000000,"tier_max":null,"rate":0.015,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"Money Fund Sweep: BNY Dreyfus Government Cash Management - Wealth Shares","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"all balances","tier_min":0,"tier_max":null,"rate":0.033,"rate_basis":"7-day yield","effective_date":null,"source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":true,"review_reason":"Money Fund Sweep table on this page has no 'Effective: <date>' header (unlike the AIMMA/ABISA/Ameriprise Cash tables) -- effective_date left null per the no-guessing rule rather than assumed equal to the bank-sweep tables' date.","firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"Money Fund Sweep: BNY Dreyfus Government Cash Management - Institutional Shares","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"all balances","tier_min":0,"tier_max":null,"rate":0.0355,"rate_basis":"7-day yield","effective_date":null,"source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":true,"review_reason":"Money Fund Sweep table on this page has no 'Effective: <date>' header (unlike the AIMMA/ABISA/Ameriprise Cash tables) -- effective_date left null per the no-guessing rule rather than assumed equal to the bank-sweep tables' date.","firm_display_name":"Ameriprise Financial"},{"firm":"ameriprise","program":"Ameriprise Cash","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"All Balances","tier_min":0,"tier_max":null,"rate":0.0003,"rate_basis":"APY","effective_date":"2026-08-31","source_url":"https://www.ameriprise.com/sweeprates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Ameriprise Financial"},{"firm":"edward_jones","program":"Insured Bank Deposit","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 1: Less than $250,000","tier_min":0,"tier_max":250000,"rate":0.001,"rate_basis":"APY","effective_date":"2026-05-21","source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Insured Bank Deposit","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 2: $250,000–$499,999.99","tier_min":250000,"tier_max":499999.99,"rate":0.0035,"rate_basis":"APY","effective_date":"2026-05-21","source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Insured Bank Deposit","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 3: $500,000–$999,999.99","tier_min":500000,"tier_max":999999.99,"rate":0.0055,"rate_basis":"APY","effective_date":"2026-05-21","source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Insured Bank Deposit","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 4: $1,000,000–$2,499,999.99","tier_min":1000000,"tier_max":2499999.99,"rate":0.01,"rate_basis":"APY","effective_date":"2026-05-21","source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Insured Bank Deposit","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 5: $2,500,000–$4,999,999.99","tier_min":2500000,"tier_max":4999999.99,"rate":0.012,"rate_basis":"APY","effective_date":"2026-05-21","source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Insured Bank Deposit","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 6: $5,000,000–$9,999,999.99","tier_min":5000000,"tier_max":9999999.99,"rate":0.0135,"rate_basis":"APY","effective_date":"2026-05-21","source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Insured Bank Deposit","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 7: $10,000,000 and above","tier_min":10000000,"tier_max":null,"rate":0.0165,"rate_basis":"APY","effective_date":"2026-05-21","source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Interest on Uninvested Cash Balances (Retirement)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"all balances","tier_min":0,"tier_max":null,"rate":0.0015,"rate_basis":"APY","effective_date":null,"source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":true,"review_reason":"No 'Effective <date>' heading published for this table on the source page -- left null per the no-guessing rule.","firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Interest on Uninvested Cash Balances (Non-Retirement)","program_type":"free_credit_balance","account_scope":"brokerage","tier_label":"all balances","tier_min":0,"tier_max":null,"rate":0.0015,"rate_basis":"APY","effective_date":null,"source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":true,"review_reason":"No 'Effective <date>' heading published for this table on the source page -- left null per the no-guessing rule.","firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Edward Jones Money Market Fund (Investment Shares)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"all balances","tier_min":0,"tier_max":null,"rate":0.0301,"rate_basis":"7-day yield","effective_date":null,"source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":true,"review_reason":"No 'Effective <date>' heading published for this table on the source page -- left null per the no-guessing rule.","firm_display_name":"Edward Jones"},{"firm":"edward_jones","program":"Edward Jones Money Market Fund (Retirement Shares)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"all balances","tier_min":0,"tier_max":null,"rate":0.0301,"rate_basis":"7-day yield","effective_date":null,"source_url":"https://www.edwardjones.com/us-en/market-news-insights/stock-market-news/current-rates","extraction_method":"static_html","needs_review":true,"review_reason":"No 'Effective <date>' heading published for this table on the source page -- left null per the no-guessing rule.","firm_display_name":"Edward Jones"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 1: $0 to $99,999","tier_min":0,"tier_max":99999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 2: $100,000 to $249,999","tier_min":100000,"tier_max":249999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 3: $250,000 to $499,999","tier_min":250000,"tier_max":499999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 4: $500,000 to $999,999","tier_min":500000,"tier_max":999999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 5: $1,000,000 to $1,999,999","tier_min":1000000,"tier_max":1999999,"rate":0.002,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 6: $2,000,000 and greater","tier_min":2000000,"tier_max":null,"rate":0.003,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Enhanced Advisory Yield (EAY): amounts in excess of the account's 2% Maintenance Cash Percentage","tier_min":null,"tier_max":null,"rate":0.003,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":true,"review_reason":"EAY is a conditional overlay rate for eligible advisory accounts, not a plain balance-tier band -- tier_min/tier_max intentionally left null rather than guessed. See program disclosure for eligibility.","firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program (Retirement Accounts)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 1: $0 to $99,999","tier_min":0,"tier_max":99999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program (Retirement Accounts)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 2: $100,000 to $249,999","tier_min":100000,"tier_max":249999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program (Retirement Accounts)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 3: $250,000 to $499,999","tier_min":250000,"tier_max":499999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program (Retirement Accounts)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 4: $500,000 to $999,999","tier_min":500000,"tier_max":999999,"rate":0.0001,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program (Retirement Accounts)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 5: $1,000,000 to $1,999,999","tier_min":1000000,"tier_max":1999999,"rate":0.002,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program (Retirement Accounts)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Tier 6: $2,000,000 and greater","tier_min":2000000,"tier_max":null,"rate":0.003,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":false,"review_reason":null,"firm_display_name":"Stifel"},{"firm":"stifel","program":"Stifel Insured Bank Deposit Program (Retirement Accounts)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"Enhanced Advisory Yield (EAY): amounts in excess of the account's 2% Maintenance Cash Percentage","tier_min":null,"tier_max":null,"rate":0.003,"rate_basis":"APY","effective_date":"2025-12-12","source_url":"https://www.stifel.com/docs/pdf/disclosures/SweepChoices/FDIC%20Insured%20Bank%20Deposit%20Program%20RatesTiers.pdf","extraction_method":"static_pdf","needs_review":true,"review_reason":"EAY is a conditional overlay rate for eligible advisory accounts, not a plain balance-tier band -- tier_min/tier_max intentionally left null rather than guessed. See program disclosure for eligibility.","firm_display_name":"Stifel"},{"firm":"pershing_bny","program":"Liquid Insured Deposits I (TBSFDIC)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0075,"rate_basis":"APY","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":true,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"Dreyfus Insured Deposits I (DIDFDIC)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0075,"rate_basis":"APY","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":true,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"Intersync Insured Deposits I (IFFDIC)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0075,"rate_basis":"APY","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":true,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS GOV CSH MNGT SRV S (DGUXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0275,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS GOV CSH MNGT WLTH (DGQXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.033,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS GOV CSH MGT ADMN S (DAGXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0345,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS GOV CSH MNGT INV S (DGVXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.033,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS GOV SEC CSH MT ADM (DAPXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0343,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS GOV SEC CSH MT INV (DVPXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0328,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TRES OBLIG CM ADMN (DTAXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0344,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TRES OBL CM INVSTR (DTVXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0329,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TRES OBLIG CM SRVC (DTNXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0274,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TRES OBLIG CM WLTH (DTKXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0329,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TRES SEC CSH ADM S (DARXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0349,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TRES CSH MGMNT INV (DVRXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0334,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TREAS SEC CM SRVCE (DTHXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0279,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS TREAS CM WEALTH SH (DTJXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0333,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BNY DREYFUS MNY MKT FUND SRVCE (GMBXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0285,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"PERSHING GOVT CASH MANAGEMENT (DGUXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0275,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"PERSHING PRIME MONEY MARKET (GMBXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0285,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"PERSHING TREASURY SECURITIES (DTHXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0279,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ FEDFUND ADMIN (BLFXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0345,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ FEDFUND DOLLAR (TDDXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.033,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ FEDFUND SELECT (BFBXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500,"tier_max":null,"rate":0.0272,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ FED TRUST ADMIN (BFTXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0343,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ FED TRUST DOLLAR (TSDXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0328,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ T-FUND ADMIN (BTAXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0346,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ T-FUND DOLLAR (TFEXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0331,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ T-FUND SELECT (BSLXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500,"tier_max":null,"rate":0.0273,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ TREAS TRST ADMIN (BITXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.035,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ TREAS TRST DOLLR (TTDXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0335,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"BLACKROCK LIQ TREAS TRST SELCT (TSLXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500,"tier_max":null,"rate":0.0277,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES CA MUNI CAP (CCCXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0211,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES CA MUNI CS (CCSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0146,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES CAP RESERVES (FRFXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0286,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES GOVT RESERVES (GRFXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0269,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES MUNI OBLIG CS (MFSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0167,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES NY MUNI CS (FNCXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0156,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES GOVT OBL CAP (GOCXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0341,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES GOVT OBLIG SS (GOSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.033,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES GOV TAX MG SS (GTSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0328,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES MUNI OBL CAP (MFCXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0238,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES MUNI OBLIG SS (MOSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0223,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES NY MUNI WS (NISXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0226,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES PRIME CSH CAP (PCCXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0357,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES PRIME CASH SS (PRCXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0342,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"PERSHING GOVERNMENT ACCOUNT (GRFXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0269,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"PERSHING PRIME RESERVES (FRFXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0286,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES TAX-FREE SS (TBSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0211,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES TREAS OBL CAP (TOCXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0342,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES TREASRY OB SS (TOSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.033,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES TR US TRSY CS (TCSXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0267,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"FEDERATED HERMES US TREASRY SS (TISXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0334,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST GOVT & AGENCY RSRCE (825252869)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0351,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST GOVT & AGENCY RSRV (AGVXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.028,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST GOVT & AGENCY PRVT (GPVXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0337,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST TREAS OBLIG RESOURC (825252810)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0345,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST TREAS OBLIG RESERVE (825252786)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0274,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST TREASURY RESOURCE (825252703)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":500000,"tier_max":null,"rate":0.0348,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST  TREASURY RESERVE (825252836)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":0.01,"tier_max":null,"rate":0.0277,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"pershing_bny","program":"INVESCO ST  TREASURY PRIVATE (TPFXX)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (no balance tiers)","tier_min":100000,"tier_max":null,"rate":0.0334,"rate_basis":"7-day yield","effective_date":"2026-08-21","source_url":"https://www.bny.com/pershing/us/en/rates.html","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Pershing (BNY)"},{"firm":"vanguard","program":"Vanguard Federal Money Market Fund (VMFXX) -- default brokerage settlement fund","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"n/a (single share class, no tiers)","tier_min":null,"tier_max":null,"rate":0.03652,"rate_basis":"7-day yield (delayed-price quote feed; SEC-yield methodology unconfirmed)","effective_date":"2026-08-26","source_url":"https://investor.vanguard.com/vmf/api/VMFXX/delayedPrice","extraction_method":"json_api_fallback","needs_review":true,"review_reason":"Primary static-HTML parse (data-vgn-funds-profile attribute) found nothing on this run -- Vanguard appears to have served a different page template (an Angular SPA shell) for this URL (observed 2026-08-25/26). Fell back to a same-origin, unauthenticated JSON endpoint (vmf/api/VMFXX/delayedPrice) that both templates' JS ultimately reads from. The figure is numerically consistent with VMFXX's published 7-day SEC yield / compound yield range, but this feed (vendor: FACTSET, a delayed-quote feed) does not itself label which specific SEC-defined yield basis it represents -- flagged for human review before treating it as equivalent to the primary path's explicitly-labeled secYield/compoundYieldPct fields.","firm_display_name":"Vanguard"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions Cash Sweep Program (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$0–$24,999","tier_min":0,"tier_max":24999,"rate":0.0036,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions Cash Sweep Program (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$25,000–$74,999","tier_min":25000,"tier_max":74999,"rate":0.0037,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions Cash Sweep Program (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$75,000–$99,999","tier_min":75000,"tier_max":99999,"rate":0.0037,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions Cash Sweep Program (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$100,000–$249,999","tier_min":100000,"tier_max":249999,"rate":0.0038,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions Cash Sweep Program (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$250,000–$499,999","tier_min":250000,"tier_max":499999,"rate":0.0038,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions Cash Sweep Program (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$500,000–$1,999,999","tier_min":500000,"tier_max":1999999,"rate":0.0039,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions Cash Sweep Program (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$2,000,000+","tier_min":2000000,"tier_max":null,"rate":0.009,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH PLUS (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$0-$24,999","tier_min":0,"tier_max":24999,"rate":0,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH PLUS (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$25,000-$49,999","tier_min":25000,"tier_max":49999,"rate":0.0072,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH PLUS (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$50,000-$99,999","tier_min":50000,"tier_max":99999,"rate":0.0127,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH PLUS (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$100,000-$249,999","tier_min":100000,"tier_max":249999,"rate":0.0181,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH PLUS (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$250,000-$499,999","tier_min":250000,"tier_max":499999,"rate":0.0237,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH PLUS (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$500,000-$999,999","tier_min":500000,"tier_max":999999,"rate":0.0273,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH PLUS (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"$1,000,000+","tier_min":1000000,"tier_max":null,"rate":0.0273,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"goldman_sachs","program":"Goldman Sachs Custody Solutions DP CASH (Folio Institutional)","program_type":"bank_sweep","account_scope":"advisory","tier_label":"flat rate (no minimum)","tier_min":0,"tier_max":null,"rate":0.0036,"rate_basis":"APY","effective_date":"2026-08-04","source_url":"https://www.folioinstitutional.com/advisorfeatures/cash-sweep-rates.jsp","extraction_method":"static_html","needs_review":false,"review_reason":null,"firm_display_name":"Goldman Sachs (Custody Solutions)"},{"firm":"robinhood","program":"High-Yield Cash Program (base rate; requires active Robinhood Gold subscription)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"n/a (flat base rate, Gold members)","tier_min":null,"tier_max":null,"rate":0.0335,"rate_basis":"APY","effective_date":"2026-02-11","source_url":"https://robinhood.com/us/en/support/articles/cash-program-interest-rate/","extraction_method":"static_html","needs_review":false,"review_reason":"Base rate applies to cash held via the Cash Sweep Program, Brokerage-Held Cash Program, or options collateral -- all under the same 'High-Yield Cash Program' base rate. No distinct non-Gold rate was found published anywhere on this page; Gold ($5/mo) appears to be a prerequisite for earning interest at all under the current program structure. STALE: Robinhood's own published 'as of' date is 196 days old at retrieval time (threshold 120d). The page is served live with no newer figure visible -- recorded faithfully as published, not corrected to today's date.","firm_display_name":"Robinhood"},{"firm":"fidelity","program":"Fidelity FDIC-Insured Deposit Sweep Program (FCMA -- Cash Management Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0.00 - $99,999.99","tier_min":0,"tier_max":99999.99,"rate":0.0184,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity FDIC-Insured Deposit Sweep Program (FCMA -- Cash Management Account)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$100,000.00 - AND ABOVE","tier_min":100000,"tier_max":null,"rate":0.0184,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Treasury Money Market Fund (FZFXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (FCMA -- Cash Management Account)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.0334,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Cash Reserves (FDRXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (FCMA -- Cash Management Account)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.034,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Money Market Fund Class S (FZSXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (FCMA -- Cash Management Account)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.0333,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Money Market Fund (SPAXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (FCMA -- Cash Management Account)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.0333,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/M","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity FDIC-Insured Deposit Sweep Program (IRA)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0.00 - $99,999.99","tier_min":0,"tier_max":99999.99,"rate":0.0184,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/R","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity FDIC-Insured Deposit Sweep Program (IRA)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$100,000.00 - AND ABOVE","tier_min":100000,"tier_max":null,"rate":0.0184,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/R","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Cash Reserves (FDRXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (IRA)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.034,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/R","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Money Market Fund Class S (FZSXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (IRA)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.0333,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/R","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Money Market Fund (SPAXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (IRA)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.0333,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/R","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity FDIC-Insured Deposit Sweep Program (HSA)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$0.00 - $4,999.99","tier_min":0,"tier_max":4999.99,"rate":0.0184,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/H","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity FDIC-Insured Deposit Sweep Program (HSA)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"$5,000.00 - AND ABOVE","tier_min":5000,"tier_max":null,"rate":0.0184,"rate_basis":"APY","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/H","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Cash Reserves (FDRXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (HSA)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.034,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/H","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity® Government Money Market Fund Class S (FZSXX) -- Money Market Mutual Fund Overflow, Fidelity FDIC-Insured Deposit Sweep Program (HSA)","program_type":"money_fund_sweep","account_scope":"brokerage","tier_label":"flat rate (overflow when FDIC program-bank capacity is exceeded)","tier_min":null,"tier_max":null,"rate":0.0333,"rate_basis":"7-day yield","effective_date":"2026-08-25","source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/rates/H","extraction_method":"xhr_json","needs_review":false,"review_reason":null,"firm_display_name":"Fidelity"},{"firm":"fidelity","program":"Fidelity FDIC-Insured Deposit Sweep Program (FCMA, with direct deposit -- promo rate)","program_type":"bank_sweep","account_scope":"brokerage","tier_label":"with direct deposit (CMS-authored promo copy, not a dated tier row)","tier_min":null,"tier_max":null,"rate":0.0393,"rate_basis":"APY","effective_date":null,"source_url":"https://digital.fidelity.com/prgw/digital/fdic-interest-rate/api/content","extraction_method":"static_html","needs_review":true,"review_reason":null,"firm_display_name":"Fidelity"}],"unavailable_firms":[{"firm":"morgan_stanley","display_name":"Morgan Stanley","reason":"Data source (the multisweep XML endpoint) was identified and its schema fully reverse-engineered via Wayback-archived snapshots, but live access is blocked by Akamai bot-defense (confirmed from two independent networks on 2026-08-25) -- not attempted to route around, per this project's hard constraints."},{"firm":"schwab","display_name":"Charles Schwab","reason":"schwab.com and every related subdomain return a host-wide WAF block, identical regardless of client. Wayback shows the page was open through 2026-03-05 and WAF-blocked from 2026-04-17 onward, including to archive.org's own crawler."},{"firm":"raymond_james","display_name":"Raymond James","reason":"Site-wide Akamai WAF returns 403 on every path, including robots.txt."},{"firm":"lpl","display_name":"LPL Financial","reason":"Site-wide Cloudflare managed challenge blocks automated access. A robots.txt-disallowed third-party PDF mirror was found and deliberately not used."}]}